- “4100” - Enjoy as low as “HK$4 = 1” Miles, ”0” cap, and “0%” FX fees
- “Best-in-town”*: The only mile-earning credit card in town with 0% FX fees**
- Get the chance to win 1,000,000 Asia Miles lucky draw prize every week by 29 Dec
- Get 1 Asia Mile for every HK$4 on all purchases in any categories by maintaining an eligible balance of HK$250,000 or above***
- Get 1 Asia Mile for every HK$10 if eligible balance less than HK$250,000
- Miles are automatically credited to your Asia Miles membership account daily. Earn faster and fly sooner!
- There's no limit on the number of miles you can earn – spend more, earn more!

Prefer CashBack? Switch it up! You can switch between rewards anytime in the Mox app for free if you have an eligible balance of HK$250,000 or above!

*Mox Credit Card delivers best-in-town rewards offer of its kind as it is the only credit card in Hong Kong that provides the combination of as low as HK$4 spending for 1 Asia Miles for all spending categories, 0% foreign exchange fee, and no cap for these offers. Compared against 5 mileage-focused credit cards in Hong Kong as published on official websites as of 18 October 2024. Promotional rates are not included in the comparison.
**FX Fees refer to the Foreign Exchange Handling Fee and the Cross-Border Access Fee. 0% Foreign Currencies and Overseas Merchant Spending Fees Promotion Terms and Conditions apply (which can be found in the Mox app and/or on its website).
***From 4 November 2024, if you have an Eligible Balance of HKD250,000 or more at the time you make an eligible Mox Credit Card transaction, you may earn HKD4 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 4 November 2024 to 16 February 2025 (both dates inclusive), if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD8 = 1 Asia Mile on the amount of the eligible Mox Credit Card transaction. From 17 February 2025, if you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn HKD10 = 1 Asia Mile on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.

Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!

- Earn Scheme Switch Fee: HK$50 per switch (waived if Mox account is HK$250,000 or above)
- Foreign Transaction Fee: 1.95%
- Minimum Payment: 1% of outstanding principal plus 100% of fees and charges plus the higher of any statement balance exceeding your credit limit and any overdue amount, HK$220, whichever is higher
- Late Charge: HK$0
- Overlimit Charge: HK$0
- Retail Purchase APR: 35.99%
- Cash Advance APR: 35.91%
- Cash Advance Fee: HK$100 per transaction
- Interest Free Period: Up to 56 days