Sign-Up Offers
Up to 25,000 Asia Miles (Invitation Code: "4100KRP") + Lucky Draw for 1 Million Asia Miles
Terms & Conditions
Up to 25,000 Asia Miles
- 15,000 Asia Miles upon HK$15,000 Mox Credit spending requirement within 60 days
- 6,250 Asia Miles upon HK$250,000 deposit for 60 days
- 3,750 Asia Miles from HK$4:1 mileage earning
- Sign up code: 4100KRP
Lucky Draw for 1 Million Asia Miles
- Every week until 29 December 2024, switch spending reward to ‘Asia Miles’ and make a single transaction of HK$500 or more to enter the weekly lucky draw. The more you spend, the greater your chance of winning
- There will be 8 lucky winners, each receiving 1 million Asia Miles!
- If you win, you can enjoy first-class flights and visit exotic destinations!
- Each weekly draw closes at 23:59 every Sunday, with winners announced every Wednesday starting from 13 November 2024. Act now!
*Terms and conditions apply
- https://mox.com/static/4100_KRP_TnC.pdf
Who is it For?
Earn best in town unlimited cashback everywhere
Card Categories
Cash Rebate
Min. Annual Income
-
Miles/Cashback Rate
Up to 2% best in town unlimited cashback everywhere / 3% unlimited cashback at supermarkets
Annual Fee
-
Key Features
- Best in town unlimited cashback* card
- 3% unlimited CashBack at supermarkets, including HKTVmall, YATA, PARKnSHOP, Wellcome, etc**.
- 2% unlimited CashBack anytime, everywhere: if you keep HK$250,000 in your Mox Account, you can enjoy high savings rate and unlock 2% unlimited CashBack on all your spendings! No cap and no categories limit!***
- 1% unlimited CashBack if less than HK$250,000 in your Mox Account***
- Up to 3% unlimited Cashback at daily merchants, including Trip.com, CSL / 1O1O, Deliveroo, HKTaxi, Uber, etc.****
Prefer Asia Miles? Switch it up! You can switch between rewards anytime in the Mox app for free if you have an eligible balance of HK$250,000 or above!
*Compared against 27 credit cards in Hong Kong regarding unlimited cash rebate as published on official website as of 8 March 2024.
**From 26 September 2023, earn unlimited CashBack calculated at 3% on the amount of the eligible transaction made with Mox Credit made at ‘supermarkets and grocery stores’, as classified by MasterCard Asia/Pacific (Hong Kong) Limited.
***From 3 November 2024, if you have an Eligible Balance of HKD250,000 or more a t the time you make an eligible Mox Credit Card transaction, you may earn unlimited 2% CashBack on the amount of the eligible Mox Credit Card transaction. If you have an Eligible Balance of below HKD250,000 at the time you make an eligible Mox Credit Card transaction, you may earn unlimited 1% CashBack on the amount of eligible Mox Credit Card transaction. See the Definitions Schedule for the definition ‘Eligible Balance’.
****From 1 October until 30 November 2024, earn Cash Reward calculated at 3% on the amount of the eligible transaction made with Mox Credit at Selected Daily Merchants of up to HKD210. Selected Daily Merchants 3% Cash Reward Campaign Terms and Conditions applies.
Terms and conditions apply. To borrow or not to borrow! Only borrow if you can repay!
Rates & Fees
- Earn Scheme Switch Fee: HK$50 per switch (waived if Mox account is HK$250,000 or above)
- Foreign Transaction Fee: 1.95%
- Minimum Payment: 1% of outstanding principal plus 100% of fees and charges plus the higher of any statement balance exceeding your credit limit and any overdue amount, HK$220, whichever is higher
- Late Charge: HK$0
- Overlimit Charge: HK$0
- Retail Purchase APR: 35.99%
- Cash Advance APR: 35.91%
- Cash Advance Fee: HK$100 per transaction
- Interest Free Period: Up to 56 days
