Sign-Up Offers
Up to 42,000 miles (until 30 Oct, 2024)
Terms & Conditions
1. Spending within first 3 months*:
- HK$8,000 in accumulated eligible spending: 8,000 miles
- HK$20,000 in accumulated eligible spending: 12,000 miles
- HK$80,000 in accumulated eligible spending: 40,000 miles
2. Accumulate HK$1,000 or above in Octopus automatic add-value transaction to earn extra 2,000 miles
3. HK$50 InstaRedeem discount after successfully activating physical new card via DBS Card+ app within 2 months after issuance
*New customer must download DBS Card+ app, register and activate DBS Card+ app account and active physical new card within 2 months of the new card issuance date in order to be eligible to the Welcome Offer.
For detailed Welcome Offer Terms and Conditions:
https://www.dbs.com.hk/iwov-resources/pdf/creditcards/welcome-tnc-en24Q3.pdf
Who is it For?
A top travel credit card with one of the highest mile earn rates in Hong Kong
Card Categories
Travel, Shopping
Min. Annual Income
HK$240,000
Miles/Cashback Rate
HK$3 = 1 mile (promo) / HK$6 = 1 mile (local spending) / HK$4 = 1 mile (overseas spending)
Annual Fee
HK$3,600 (first year waived)
Key Features
- As low as HK$3 = 1 mile on local and overseas retail spending subject to spending requirements
- HK$6 = 1 mile on local retail spending and HK$4 = 1 mile on overseas retail spending
- Purchase DBS$48 (redeemable for 1,000 miles) for HK$180
- Access InstaRedeem upgrade offer on online and travel merchant spending where DBS$8 = HK$10
- Redeem cash rebate at DBS$80 for HK$100 without any spending requirement or limit on redemption quantity
Rates & Fees
- Foreign Transaction Fee: 1.95%
- Minimum Payment: HK$300 or 1% of statement balance, whichever is higher if balance >HK$300; if balance - Late Charge: HK$350 or the minimum payment due, whichever is lower
- Overlimit Charge: HK$250 per monthly statement
- Retail Purchase APR: 34.58%
- Cash Advance APR: 35.94%
- Cash Advance Fee: 4% on cash advance amount with HK$100 minimum and HK$20 admin fee per transaction
To borrow or not to borrow? Borrow only if you can repay!
