Citi Octopus Platinum Card
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Terms & Conditions
Who is it For?
Consumers who want to earn cash rebate for daily Octopus transactions.
Card Categories
Octopus, Transportation
Min. Annual Income
HK$120,000
Miles/Cashback Rate
15% rebate on public transportation
Annual Fee
HK$1,800 (first year waived)
Key Features
- Earn rebate on transactions otherwise typically made with Octopus
- 15% rebate on public transport fares, including MTR, buses, green minibuses, ferries and trams
- 5% rebate on tunnel tolls, parking fees and electric vehicle charging
- HK$1 Octopus cash rebate for every HK$200 spending, with automatic Octopus top-up feature
Rates & Fees
- Foreign Transaction Fee: 1.95%
- Minimum Payment: 1.5% of statement balance
- Late Charge: HK$300 or the minimum payment due, whichever is lower
- Overlimit Charge: HK$180 per monthly statement
- Retail Purchase APR: 34.28%
- Cash Advance APR: 35.81%
- Cash Advance Fee: HK$100 per transaction
- Interest Free Period: Up to 58 days