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Terms & Conditions
Who is it For?
Frequent travelers who benefit from airport lounge access and redemption of credit card points for a range of flyer miles from different airlines.
Card Categories
Travel
Min. Annual Income
HK$120,000
Miles/Cashback Rate
HK$8 = 1 mile (local) / HK$3 = 1 mile (overseas)
Annual Fee
HK$1,800 (first year waived)
Key Features
- One of the highest mile earn rates in Hong Kong for overseas and online foreign currency spending of HK$3 = 1 Mile
- Extensive number of mileage redemption programs
- Up to 12 complimentary lounge accesses via Plaza Premium with complimentary travel insurance
- Purchase protection insurance against damages, loss or theft
Rates & Fees
- Foreign Transaction Fee: 1.95%
- Minimum Payment: 1.5% of statement balance
- Late Charge: HK$300 or the minimum payment due, whichever is lower
- Overlimit Charge: HK$180 per monthly statement
- Retail Purchase APR: 34.28%
- Cash Advance APR: 35.81%
- Cash Advance Fee: HK$100 per transaction
- Interest Free Period: Up to 58 days
