Sign-Up Offers
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Who is it For?
Consumers who can benefit from HKT The Club loyalty program to earn spending rebates and exclusive deals.
Card Categories
Shopping, Rebate
Min. Annual Income
HK$120,000
Miles/Cashback Rate
4% rebate at selected merchants
Annual Fee
$0
Key Features
- Unique experiences from The Club, including priority tickets booking, early access and pre-ordering of latest gadgets, The Club shopping discounts, Club Travel deals and smart protection
- Up to 4% spending rebate on designated merchants
- Redeem Clubpoints for a variety of uses, including HKT bill credit, Club Shopping rewards and others
Rates & Fees
- Foreign Transaction Fee: 1.95%
- Minimum Payment: 1.5% of statement balance
- Late Charge: HK$300 or the minimum payment due, whichever is lower
- Overlimit Charge: HK$180 per monthly statement
- Retail Purchase APR: 34.28%
- Cash Advance APR: 35.81%
- Cash Advance Fee: HK$100 per transaction
- Interest Free Period: Up to 58 days
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