Sign-Up Offers
Up to 70,000 miles + HK$100
Terms & Conditions
Welcome Offer
1. Earn HK$100 statement credit after Octopos top-up of HK$300
2. Earn 108,000 points upon spending HK$7,000 in the first 3 months, which is enough to redeem 6,000 miles
3. Enjoy HK$1=9 points in the first 3 months on foreign currency spending, up to 720,000 points, which is enough to redeem 40,000 miles (equal to HK$2=1mile)
4. Enjoy HK$1=4 points in the first 3 months on local spending, up to 432,000 points, which is enough to redeem 24,000 miles (equal to HK$4.5=1mile)
For detailed Welcome Offer Terms and Conditions:https://www.americanexpress.com/content/dam/amex/en-hk/campaigns/explorer-credit-card/tactical/Explorer_BoundlessExplorer_TacticalWelcomeOffer_TnC_EN.pdf
Who is it For?
A must-have American Express credit card that elevates your travel and dining lifestyle to the next level, by offering comprehensive travel benefits, from lounge experiences before boarding to earning miles with overseas transactions at favorable exchange rates, and providing travel protection. Additionally, redeeming miles does not require any handling fees.
Card Categories
Travel, Dining
Min. Annual Income
HK$300,000
Miles/Cashback Rate
HK$4.5 = 1 mile (local) / HK$2 = 1 mile (overseas) / NEW – Enroll in the overseas spend offer HK$1.68=1 mile
Annual Fee
HK$2,200 (first year waived)
Key Features
- As low as HK$1.68 per 1 mile on overseas spending - register here:
- https://www.americanexpress.com/en-hk/benefits/offers/travel/explorer-overseas-spend-offer/
- 8 times complimentary access to Plaza Premium Lounge or designated airport dining outlets
- Basic cardholder enjoy exclusive and complimentary cocktail at Intervals Bar in Hong Kong Airport
- 5X points on participating restaurants and bars in Hong Kong
- No administration fee when you transfer your points into 9 air miles partners
- 5 Membership Rewards points for every eligible HK$ 1 spent on airlines and selected online travel and everyday spend merchants
- 3 Membership Rewards® points for every HK$ 1 spent on eligible local transactions
- 3.75 Membership Rewards points for every HK$ 1 equivalent spent in eligible foreign currencies spend
- Complimentary travel insurance and online fraud protection guarantee
- 2 complimentary supplementary cards
- Annual fee waiver upon HK$150,000 spending annually
Rates & Fees
- Foreign Transaction Fee: 2.00%
- Minimum Payment: 1.5% of outstanding principal plus 100% of finance charges, 4% of outstanding balance or HK$300, whichever is higher
- Late Charge: 5% of outstanding minimum payment due (maximum fee is HK$350 and minimum fee is HK$300)
- Overlimit Charge: Waived
- Retail Purchase APR: 35.96%
- Card Benefits Terms and Conditions apply
- https://www.americanexpress.com/content/dam/amex/hk/en/staticassets/pdf/cards/explorer-credit-card/TnC_ENG.pdf
- Membership Rewards Program Terms and Conditions apply
- https://www.americanexpress.com/en-hk/rewards/membership-rewards/terms