Generic Terms and Conditions for Year Round Privileges:
1. Unless otherwise specified, the promotion period is valid from January 1 to December 31, 2022 (both dates inclusive).
2. Unless otherwise specified, the promotion applies to Cardholders of Citi Credit Cards and Debit Cards issued by Citibank (Hong Kong) Limited (“Citibank”) and other Citi entities (if applicable) (“Cardholders”). The merchant may reject an Eligible Card if their payment system cannot handle some of the Eligible Card type, please contact the merchant for details.
3. Cardholders are required to settle payments with Eligible Cards in order to enjoy the shopping, travel, lifestyle and online offers.
4. Cardholders are required to state their intention to enjoy the offers at the time of reservation and before ordering and settle the whole payment by Eligible Cards to enjoy the dining offers.
5. Unless otherwise specified, 10% service charge and tea & condiments (if applicable) apply to the dining offers, and will be based on original price.
6. Unless otherwise specified, the offers cannot be used in conjunction with other special promotions, discounts or promotional coupons, nor be transferred or exchanged for cash or other offers.
7. Unless otherwise specified, the dining offers are not applicable to public holidays/festive days and their eves, banqueting, wedding banquets, VIP rooms, discounted set meal, special promotional item, cigarettes/cigars, beverages, bottled liquor/wine, tickets/coupons/vouchers, valet parking privileges, delivery service, takeaway, or dates designated by the merchants, and are applicable to dine-in only.
8. Availability of the offers is subject to offer or service availability, account status checking and final acceptance by Citibank and the respective merchants' absolute discretion. Photos, product specifications and prices are for reference only.
9. For the dining offers, advance reservation is required and cardholders must be one of the patrons.
10. Citibank shall not be responsible for any matters in relation to the related products or services. The respective merchants are solely responsible for all obligations and liabilities relating to such products or services and all auxiliary services.
11. Citibank and the respective merchants reserve the right to amend the Terms and Conditions without prior notice.
12. All matters and disputes are subject to the final decision of Citibank and the respective merchants.
13. In the event of any discrepancy between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.
14. Other Terms and Conditions apply, please inquire the details with the merchants.

Terms and Conditions of Year-round Offers 2022 (the “Promotion”):
1. Unless otherwise specified, the promotion period is valid from 1 January 2022 to 31 December 2022 (both dates inclusive) (the “Promotion Period”).
2. Unless otherwise specified, to be eligible for the Promotion, cardholders (“Cardholders”) are required to settle payment with credit cards issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank’), including Standard Chartered credit card, and its co-branded card, MANHATTAN credit card and its co-branded cards (“Eligible Cards”).
3. Unless otherwise specified, Cardholders settling payment with Standard Chartered UnionPay Dual Currency Platinum Credit Card and credit cards/debit cards issued by associated companies and/or affiliates of the Bank (local and overseas) (if applicable) are also eligible for the Promotion provided that the merchants’ relevant shops accept them for payment.
4. Unless otherwise specified, the Promotion is only applicable to the outlets located in Hong Kong, designated website and/or mobile app of the respective merchants.
5. Unless otherwise specified, the Promotion irrespective of its form including but not limited to gifts, discounts or cash coupons, are not redeemable for cash, exchangeable or transferable, and cannot be used in conjunction with other promotional offers.
6. Unless otherwise specified, the Promotion is applicable to regular-priced items only and not applicable to fixed-priced, discounted, promotional, festive and designated items.
7. The Promotion, gifts or discount coupons are available on a first-time-first-served basis, while stock lasts. Any change of the Promotion will be subject to the availability at the time of patronage.
8. The Promotion may be subject to additional terms and conditions set out by the merchants, please contact respective merchants for details.
9. All photos and product information are for reference only.
10. The Promotion shall be terminated immediately upon closure of merchants or any of theirs outlets.
11. Cardholders understand and accept that the Bank is not the supplier of the products and/or service supplied by the merchants under or in connection with the offer(s). The Bank shall bear no liability relating to any aspect of the products and/or services, including without limitation, their quality, the supply, the descriptions of products and/or services provided by the merchants, any false trade description, misrepresentation, mis-statement, omission , unauthorized representation, unfair trade practices or conduct in connection with the promotion of the offer(s) or in making available the offer(s) or the products and/or services under the Promotion, by the merchants, theirs respective employees, officers or agents.
12. Personal data of Cardholders may be collected by the merchants and the use of such personal data shall be subject to the personal information collection statement of the merchants. The Bank is not involved in any part of the collection process nor usage of such data, please contract the respective merchants for related details.
13. The Bank and the merchants reserve the right to alter, extend, or terminate the Promotion and amend the terms and conditions at any time. In case of disputes, the decision of the Bank and the merchants shall be final and binding.
14. In case of any disputes, Cardholders are required to present the relevant original transaction document(s), sales receipt(s) and credit card sales slip(s) (if applicable) for further investigation by the Bank.
15. If there is any inconsistency or conflict between the English and Chinese versions of these terms and conditions, the English version shall prevail.

Additional Terms and Conditions for hotel accommodation offer (“Hotel Accommodation Offer”), if applicable:
19. To be eligible for the Hotel Accommodation Offer, advance booking is required and offers are subject to room availability. Cardholders are required to present the Eligible Cards upon check-in.
20. Unless otherwise specified, Hotel Accommodation Offer is subject to the prevailing service charge and government tax, and are not applicable to function room, conference room or long-stay bookings.
21. Unless otherwise specified, Hotel Accommodation Offer is not valid on public holidays, eves of public holidays, festive days, eves of festive days or black-out days as designated by merchants. Please contact respective merchants for details.

Additional Terms and Conditions of interest-free instalment offer (“Instalment Offer”), if applicable:
22. To be eligible for the Instalment Offer, Cardholders are required to spend a designated amount on one single transaction at the merchants’ outlets in Hong Kong. The Instalment Offer is applicable to the Eligible Cards issued by the Bank only, not applicable to Standard Chartered UnionPay Dual Currency Platinum Credit Card and credit cards/debit cards issued by associated companies and/or affiliates of the Bank (local and overseas), if applicable.
23. By participating in any of the Interest-free Instalment Program, Cardholders are deemed to have accepted and bound by the Terms and Conditions of “Credit Card Instalment Program Cardholder Agreement / Credit Card Instalment Plan” as may be posted on the Bank’s website at https://av.sc.com/hk/content/docs/hk-tnc-credit-card-instalment-plan-en.pdf from time to time.
24. The Instalment Offer may be applicable only to selected items and the instalments term may vary, depending on the items and merchants. For further details of the Instalment Offer, please contact respective merchants.
25. The Instalment Offer must be applied through the merchants at the time of purchase. Application for the Instalment Offer via the Bank after the purchase is made will not be accepted. Please contact the merchants for details.

General Terms and Conditions of Shanghai Commercial Bank Credit Card “Year Round Merchant Offers Program”
1. Unless otherwise specified, the promotion period (the “Promotion Period”) of Year Round Merchant Offers Program (the “Program”) is valid until 31 December 2022.
2. The Program is only applicable to the principal and supplementary card cardholders of the credit cards/co-branded credit cards/business credit cards (except RMB credit cards) (the “Designated Credit Cards”) issued by Shanghai Commercial Bank Limited (the "Bank").
3. Offers are applicable to UnionPay Dual Currency Diamond Credit Card cardholders at outlets accepting this card for payment; please check with respective merchants for details.
4. To be eligible for the offers under the Program, cardholders must present the Designated Credit Cards prior to the purchase/order/reservation and settle payment with the Designated Credit Cards (if applicable).
5. All dining offers are applicable to dine-in only and are not applicable to 10% service charge, tea and condiment charges (unless otherwise specified).
6. Unless otherwise specified, the offers cannot be used in conjunction with other promotional offers, discounts, membership benefits, cash coupons, vouchers, fixed price items, special price items and promotional items, etc. The offers cannot be exchanged for cash, other products or discounts and are not transferable. Please contact the merchants for details.
7. All photos are for reference only.
8. All products and services are supplied by the merchants who are solely responsible for all obligations and liabilities relating to the products, quality of service, supply and/or other related matters, to which the Bank shall have no liability whatsoever. Any disputes or complaints in respect to the products and/or services shall be made to the merchants directly.
9. The offers are subject to availability and the relevant terms and conditions of the respective merchants. For details, please contact the respective merchants.
10. If the respective merchant is closed for business, the offers will be terminated without prior notice to cardholders.
11. The Bank and the merchants reserve the right to amend these Terms and Conditions, change or terminate the offers without prior notice. The Bank accepts no liability for any changes or termination of the offers and will not notify the cardholders separately of any such changes or termination.
12. In case of any disputes, the decision of the Bank and the merchants shall be final.
13. In case of any discrepancy between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.

General Terms and Conditions for HSBC Credit Card Red Hot Year-round Offers

When can you enjoy the offer
1. The promotional period is from 1 January to 31 December 2022.

What is the offer
2. Year-round offers:
a. During the promotional period, you can enjoy dining or shopping offers of up to 10% off at Participating Merchants with your Eligible Credit Card.
3. Birthday offers:
a. You can enjoy birthday offers once during your birthday month. You are required to state the offer redemption in advance and pay for the transaction conducted at the selected hotels/restaurants with the designated Eligible Credit Card in order to enjoy the birthday offers.

How can you enjoy the offer
4. You can enjoy the offer during the promotional period if you:
a. hold an Eligible Credit Card and your credit card account is valid and in good standing;
b. make a three-day advance reservation to enjoy the birthday offers (unless otherwise specified). Please check with the Participating Merchants for details; and
c. to enjoy the birthday offers, Participating Merchants may ask you to present proof of identity for birthday month verification. Any collection of such personal data will be in accordance with the Participating Merchant's terms and conditions. We accept no liability in respect of the Participating Merchant's collection of the personal data.
5. You cannot:
a. transfer the offer or exchange it for cash or other products, services or discounts; and
b, use the offer in conjunction with other promotional programmes, offers, discounts, coupons, membership benefits or VIP privileges (unless otherwise specified). You may check with the Participating Merchants for details.

Read before you enjoy the offer
6. The offers are applicable to your HSBC UnionPay Dual Currency Credit Card only at outlets accepting it for payment.
7. Designated offers are applicable exclusively to designated card type(s) only. Please refer to individual offers for details of applicable card type(s).
8. The offers are applicable to regular priced items only and are not applicable to other discounted items, special/promotional offers, fixed price items, special promotional menu, guest chef promotions, cigarettes/cigars/tobacco, bottled wine, liquor, spirit, private functions, banquets, weddings, meetings/conferences, catering services, room service, ticket sales events, coupons, cash vouchers, complimentary valet parking, bonus point programme, any mileage programmes, sales merchandise, VIP/private rooms, any booked services before the promotional period and VIP/membership benefits (unless otherwise specified). Please check with the Participating Merchants for details.
9. The dining offers are only applicable to food bills (unless otherwise specified) and dine-in consumption only. Discounts on the beverage bills are only applicable to specific merchants. Please check with the Participating Merchants for details.
10. The dining offers in hotels are only applicable to 2-12 persons (unless otherwise specified). Please check with the Participating Merchants for details.
11. The maximum number of diners per table will be subject to the rules and regulation announced by the Government and the respective merchants.
12. The dining offers are not applicable to service charge, and any charge for tea and condiments (unless otherwise specified). Please check with the Participating Merchants for details.
13. You must be one of the patrons. Advance booking by stating a redemption of the offers is required. You may have to present the Card prior to enjoying the offers. Please check with the Participating Merchants for details.
14. In addition to those black-out dates that may be imposed by individual merchant, the dining offers are not valid on general holidays (including Sundays) in Hong Kong, eve of general holidays (excluding Saturdays), festive days, eves of festive days, days with an open firework display, days where tickets are required for entry to the venue and black-out dates as specified by merchants. Please check with the Participating Merchants for details.
15. The offers shall be terminated immediately upon closure of the outlets or business shutdown.
16. In case of renovation in any of the outlets of the Participating Merchants, no offers will be available. Please check with the Participating Merchants for details.
17. The offers are subject to additional terms and conditions set out by the merchants. Please check with the Participating Merchants for details.
18. Prices and products/services/offers/food/beverages/menu descriptions are provided by the Participating Merchants and are for reference only. You understand and accept that we are not the supplier of such products/services/offers/food/beverages/menu purchased and you should refer to the Participating Merchants for details. We accept no liability for the quality of products/services/food/beverages provided by the Participating Merchants.
19. All products and services relating to the promotion are available while stocks last. They are directly supplied by the Participating Merchants or third-party suppliers, and we accept no liability for their quality.
20. The use of the birthday offer will be subject to terms and conditions, please check with the Participating Merchants for details.
21. These terms and conditions and other terms and conditions of the Eligible Credit Card and the Participating Merchants will apply. We and the Participating Merchants reserve the right to vary or cancel the offer, or amend the terms and conditions from time to time without prior notice. Please refer to our website for the latest details, availability and terms and conditions of the offer.
22. If we or the Participating Merchants believe that you have acted in a fraudulent or abusive manner, you will not be able to enjoy the offer.
23. In case of disputes arising out of this promotion, the decision of the Participating Merchants and/or us shall be final and conclusive.
24. We write the terms and conditions of the offer under Hong Kong laws. In the event of any discrepancy or inconsistency between the English and Chinese versions of the promotional materials and these terms and conditions, the English version shall prevail.

What these terms mean
25. 'Eligible Credit Card' refers to any HSBC Personal and Business credit cards (excluding Purchasing Card and Private Label Card) issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong (and its successors and assigns).
26. 'Participating Merchant' refers to respective merchants which offering year-round offer and/or Birthday offer for HSBC Credit Cardholder.

2022 Year-round Promotion Terms and Conditions:
1. Unless otherwise specified, the year-round promotion stated in this website ("Offers") are only applicable to the cardholders (“Cardholders”) of DBS Credit Cards and DBS Co-branded (excluding Business Card and Private Label Card) (“Applicable Credit Cards”) issued by DBS Bank (Hong Kong) Limited (the “Bank”).
2. To enjoy the Offers, Cardholders are required to settle payment with Applicable Credit Cards.
3. Unless otherwise specified, Offers are valid from 1 January 2022 to 31 December 2022 (both dates inclusive).
4. Offers are applicable to DBS Black American Express Card cardholders only at outlets accepting American Express® card for payment.
5. Cardholders should confirm the Offers with the respective merchants before payment. Unless otherwise specified, the Offers are only applicable to the respective merchant outlets in Hong Kong.
6. Offers cannot be used in conjunction with other promotional offers or discounts and cannot be exchanged for cash or other goods or transferred.
7. Unless otherwise specified, the Offers are applicable to regular-priced items only and not applicable to fixed-priced, discounted, consignment, promotional, festive and designated items/services.
8. Advance appointment with mentioning of using the Offers during reservation may be required for specific merchants. Please call the respective merchants for details in advance.
9. Unless otherwise specified, the dining offers are not applicable to take-away items, set menu, discounted dishes, room services, meetings, private functions, banquets, catering services, happy hours, charge for tea and condiments and 10% service charge.
10. Specific merchant offers are not valid on public holidays, eves of public holidays, festive days, eves of festive days and black-out days as designated by merchants. Please call the respective merchants for details.
11. The prices stated in this website are for reference only; no notice will be made should there be any changes.
12. Offers are available while stocks last. The Offers are subject to terms and conditions of respective merchants.
13. The Bank is not the supplier of the products/services or the description, photos or reference price (if any) in relation to the products/services published in the website (which are intended to be for reference only). Any enquiry, claim or complaint in relation to the quality or availability of the products/services or the accuracy of any of the aforementioned information contained in the website shall be directed to the relevant merchants. The Bank shall assume no liability in respect thereof.
14. The Bank will not accept any liability for any loss incurred by the Cardholders should the respective merchants refuse to provide the Offers.
15. The Bank and participating merchants reserve the right to amend these Terms and Conditions as well as to vary or terminate the Offers. In the event of disputes, the decision of the Bank and participating merchants shall be final and binding.
16. The English version shall prevail if there is any inconsistency between the English and Chinese versions.

Terms and Conditions for Dining Offers:
1. Unless otherwise specified, the promotion period is valid till December 31, 2022.
2. The products/services are provided by the relevant merchant(s), China Construction Bank (Asia) Corporation Limited shall have no liability in any respect.
3. Cardmembers have to indicate their intention to enjoy the offers at the time of reservation and before ordering.
4. 10% service charge and charges for tea & condiments (if applicable) shall be counted based on original price.
5. Offers cannot be used in conjunction with other special promotion, discounts or promotional coupons, and cannot be transferred or exchanged for cash or other offers.
6. Unless otherwise specified, the offers are not applicable to public holidays/festive days and eve as specified by the merchant, banqueting, wedding banquets, VIP rooms, discounted set meals, special promotional item, cigarettes/cigars, beverages, bottled liquor/wine, tickets/coupons/vouchers, valet parking privileges, delivery service, take-away, or dates designated by the merchants, and are applicable to dine-in and Hong Kong outlets only.
7. The relevant offers shall be terminated immediately if the relevant merchant(s) or its outlets are not open for business.
8. All pictures and information of the offers are for reference only, please contact the relevant merchants for details.

Terms and Conditions for Merchant Promotion Program (“Program”):
1. Unless otherwise specified, the promotion period is valid till December 31, 2022.
2. Unless otherwise specified, this Program is only available for the credit card(s) (“Card”) issued by China Construction Bank (Asia) Corporation Limited (“Bank”) (except Business Card) and is available to cardmembers of the Cards (“Cardmember(s)”) during the promotion period stated in our promotional material (“Promotion Period”). For CCB (Asia) UnionPay Dual Currency Credit Cardmembers the offer is only available at merchants accepting UnionPay Dual Currency credit card for payment.
3. To enjoy the offers set out in this promotional material (“Offers”), you need to settle the retail transactions with the Card. The Offers cannot be used in conjunction with any promotional offer(s) and cannot be exchanged for cash.
4. The Offers are subject to availability. All pictures and information of the Offers are for reference only, please contact the relevant merchants for details.
5. The Bank will not provide notice of non-availability or substitution.
6. The products/services are provided by the relevant merchant(s), the Bank shall have no liability in any respect. The validity and use of any product or service of the Offers under the Program shall be subject to the relevant usage instructions and terms and conditions set by the supplier.
7. The Bank shall not act as, or assume any liability of, a product/service supplier (or its agent). Any claim, complaint, or dispute concerning any product or service must be referred to and resolved between the relevant supplier and the Cardmember, which shall in no way relieve such Cardmember from his/her, payment or other obligations to us.
8. The Bank, merchants and suppliers reserves the right to vary the Program and/or these Terms and Conditions, or to cancel the Program, at our discretion at any time.
9. The Bank and the related merchant retain the final decision in any differences or disputes under the Program.
10. In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.

Terms and Conditions of Year-round Offers 2022 (the “Promotion”):
1. Unless otherwise specified, the promotion period is valid from 1 January 2022 to 31 December 2022 (both dates inclusive) (the “Promotion Period”).
2. Unless otherwise specified, to be eligible for the Promotion, cardholders (“Cardholders”) are required to settle payment with credit cards issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank’), including Standard Chartered credit card, and its co-branded card, MANHATTAN credit card and its co-branded cards (“Eligible Cards”).
3. Unless otherwise specified, Cardholders settling payment with Standard Chartered UnionPay Dual Currency Platinum Credit Card and credit cards/debit cards issued by associated companies and/or affiliates of the Bank (local and overseas) (if applicable) are also eligible for the Promotion provided that the merchants’ relevant shops accept them for payment.
4. Unless otherwise specified, the Promotion is only applicable to the outlets located in Hong Kong, designated website and/or mobile app of the respective merchants.
5. Unless otherwise specified, the Promotion irrespective of its form including but not limited to gifts, discounts or cash coupons, are not redeemable for cash, exchangeable or transferable, and cannot be used in conjunction with other promotional offers.
6. Unless otherwise specified, the Promotion is applicable to regular-priced items only and not applicable to fixed-priced, discounted, promotional, festive and designated items.
7. The Promotion, gifts or discount coupons are available on a first-time-first-served basis, while stock lasts. Any change of the Promotion will be subject to the availability at the time of patronage.
8. The Promotion may be subject to additional terms and conditions set out by the merchants, please contact respective merchants for details.
9. All photos and product information are for reference only.
10. The Promotion shall be terminated immediately upon closure of merchants or any of theirs outlets.
11. Cardholders understand and accept that the Bank is not the supplier of the products and/or service supplied by the merchants under or in connection with the offer(s). The Bank shall bear no liability relating to any aspect of the products and/or services, including without limitation, their quality, the supply, the descriptions of products and/or services provided by the merchants, any false trade description, misrepresentation, mis-statement, omission , unauthorized representation, unfair trade practices or conduct in connection with the promotion of the offer(s) or in making available the offer(s) or the products and/or services under the Promotion, by the merchants, theirs respective employees, officers or agents.
12. Personal data of Cardholders may be collected by the merchants and the use of such personal data shall be subject to the personal information collection statement of the merchants. The Bank is not involved in any part of the collection process nor usage of such data, please contract the respective merchants for related details.
13. The Bank and the merchants reserve the right to alter, extend, or terminate the Promotion and amend the terms and conditions at any time. In case of disputes, the decision of the Bank and the merchants shall be final and binding.
14. In case of any disputes, Cardholders are required to present the relevant original transaction document(s), sales receipt(s) and credit card sales slip(s) (if applicable) for further investigation by the Bank.
15. If there is any inconsistency or conflict between the English and Chinese versions of these terms and conditions, the English version shall prevail.

Additional Terms and Conditions for hotel accommodation offer (“Hotel Accommodation Offer”), if applicable:
19. To be eligible for the Hotel Accommodation Offer, advance booking is required and offers are subject to room availability. Cardholders are required to present the Eligible Cards upon check-in.
20. Unless otherwise specified, Hotel Accommodation Offer is subject to the prevailing service charge and government tax, and are not applicable to function room, conference room or long-stay bookings.
21. Unless otherwise specified, Hotel Accommodation Offer is not valid on public holidays, eves of public holidays, festive days, eves of festive days or black-out days as designated by merchants. Please contact respective merchants for details.

Additional Terms and Conditions of interest-free instalment offer (“Instalment Offer”), if applicable:
22. To be eligible for the Instalment Offer, Cardholders are required to spend a designated amount on one single transaction at the merchants’ outlets in Hong Kong. The Instalment Offer is applicable to the Eligible Cards issued by the Bank only, not applicable to Standard Chartered UnionPay Dual Currency Platinum Credit Card and credit cards/debit cards issued by associated companies and/or affiliates of the Bank (local and overseas), if applicable.
23. By participating in any of the Interest-free Instalment Program, Cardholders are deemed to have accepted and bound by the Terms and Conditions of “Credit Card Instalment Program Cardholder Agreement / Credit Card Instalment Plan” as may be posted on the Bank’s website at https://av.sc.com/hk/content/docs/hk-tnc-credit-card-instalment-plan-en.pdf from time to time.
24. The Instalment Offer may be applicable only to selected items and the instalments term may vary, depending on the items and merchants. For further details of the Instalment Offer, please contact respective merchants.
25. The Instalment Offer must be applied through the merchants at the time of purchase. Application for the Instalment Offer via the Bank after the purchase is made will not be accepted. Please contact the merchants for details.

2022 Year Round Offer General Terms & Conditions:
1. Unless otherwise specified, all offers are applicable to:
i. BOC Credit Card, BOC Dual Currency Credit Card (including Co-branded Card, but not applicable to Private Label Card, Purchasing Card and Intown Card) bearing the logo; and BOC ATM Card bearing the logo and UnionPay logo issued by Bank of China (Hong Kong) Limited (“BOCHK”) (the “Eligible Credit Card and/or BOC ATM Card”), and/or ii. Mobile payment, which refers to contactless payment made with Eligible Credit Card and/or BOC ATM Card that provisioned on a designated mobile phone or device (includes Apple Pay, Google Pay, Samsung Pay and Huawei Pay) (“Mobile Payment”). Apple Pay only applies to Eligible Credit Card (not applicable to BOC Commercial Card); Google Pay and Samsung Pay apply only to Eligible Credit Card (not applicable to BOC Commercial Card and BOC Dual Currency Credit Card) and Huawei Pay applies only to eligible BOC Dual Currency Credit Card.
2. To enjoy the offers, customers must settle payments, and/or settle payments via mobile payment, with the “Eligible Credit Card and/or BOC ATM Card”.
3. Unless otherwise specified, all offers are valid until 31 December 2022 (both dates inclusive, based on transaction date).
4. Unless otherwise specified, offers are available on site only.
5. Customers can enjoy hotel accommodation privilege or beauty/health/hair care/car service offers by appointment only. Offers are subject to prevailing circumstances and availability of the relevant facility/service.
6. Unless otherwise specified, offers cannot be used in conjunction with any other discounts, discounted/fixed-price items, ticket sales events, cash coupons, gift vouchers, VIP Card or membership reward schemes, and are not applicable to sales or any other promotional offers. Please check with the respective merchants for details.
7. Offers cannot be exchanged for cash or other products and are not transferable.
8. Apart from the terms and conditions as listed in this promotion material, offers are subject to specific terms and conditions of the respective merchants. For details, please refer to the individual offer and promotion or check with respective merchants.
9. Free Gifts, samples and trial services are in limited supply and available while stocks last. Each customer can only enjoy the same offer once. Please contact the respective merchants for details.
10. Any change to the offer terms will be subject to the prevailing circumstances at the time of patronage.
11. All offers are subject to change without prior notice. BOC Credit Card (International) Ltd (the “Company”) and/or BOCHK accept no responsibility for any such change and will not notify customers separately of any such change.
12. Upon closure of a participating merchant, the relevant offer(s) shall cease immediately.
13. The Company is not the service provider of any participating merchants, any enquires or disputes should be directed to the relevant service providers. The Company and/or BOCHK accept no liability for and shall not be responsible for the quality of or any other matters relating to the food, products and services provided by the participating merchants. The participating merchants are solely responsible for all obligations and liabilities relating to the food, products and services.
14. The Company, the participating merchants and/or BOCHK each reserves its right to suspend, change, or terminate the offers or amend the offer terms and conditions at its sole discretion without prior notice.
15. No person other than the cardholders, and the Company and BOCHK will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provisions of these terms and conditions.
16. In case of dispute, the Company, the participating merchants and/or BOCHK reserve the right for the final decision on all matters.
17. The above products, services and offers are subject to relevant terms and conditions, please refer to relevant promotion items or enquire with the Company and/or BOCHK.
18. Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.

General Terms & Conditions of Mobile Payment:
1. To enjoy the relevant offer, cardholder needs to present the relevant mobile application with the added “Eligible Credit Card and/or BOC ATM Card (if applicable)” to the cashier before payment and settle the payment successfully.
2. Offers are available at all branches of participating merchants in Hong Kong, but not applicable to online transactions (Unless otherwise specified).
3. Any unposted/ cancelled/ refunded/ falsified transactions are also excluded. Cash Voucher/ Cash Discount will be cancelled or returned along with relevant transactions.
4. Unless otherwise specified, the Cash Voucher will be given upon the completion of the transaction immediately and cannot be accumulated or deferred for future use. Each cardholder is entitled to enjoy the Mobile Payment Offer once each day.
5. All the matters and disputes will be subject to the final decision of the Company and the participating merchants. In case of any disputes, the participating merchants may request cardholder to present Applicable Credit Card / BOC Card (if applicable) in physical form for verification.
6. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries/regions. For compatible devices and more details about Apple Pay, please refer to apple.com/hk/apple-pay. Google Pay works with NFC capable Android™ devices running Android Lollipop 5.0 or higher. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Samsung Pay only supports NFC payment. For compatible devices and more details about Samsung Pay, please refer to samsung.com/hk/samsungpay/#samsung-pay. Huawei Pay is a trademark of Huawei Technologies Co., Ltd and is submitted for trademark registration in China and other countries/regions. For compatible devices and more details about Huawei Pay, please visit the Huawei Pay Hong Kong website. Customers are responsible for the data charges of using and/or downloading BOCHK Mobile Application imposed by their service providers.
7. Mobile Payment Applications are the third parties’ Mobile Applications. Mobile Applications are subject to such service providers’ terms and conditions. BOCHK is not the service provider of the Mobile Applications. If customers have any enquiries or complaints to them, please directly contact the service providers. BOCHK gives no guarantee to the Mobile Applications of the service providers, or does not accept any liability arising in conjunction with the use of the Mobile Applications or the services provided by the service providers.
8. BOCHK has not reviewed or verified the information in the Third Party Mobile Applications or any materials, products or services or privacy practices posted or offered therein or thereat and shall not be in any circumstances liable for any loss (whether in negligence or otherwise) whatsoever or howsoever that you may sustain arising from the use of any information, materials, products or services or privacy practices posted or offered at the Third Party Mobile Applications. BOCHK does not or does not mean to endorse or recommend any information, materials, products or services posted or offered at the Third Party Mobile Applications. Nor shall BOCHK be liable for any inaccuracy or failure of any information, materials, products or services posted or offered at the Third Party Mobile Applications. Please read the terms and conditions and the relevant disclaimer(s) and privacy policy that may be contained in the Third Party Mobile Applications.

General Terms & Conditions on Dining Offers:
1. Unless otherwise specified, offers are applicable to dine-in only. All prices are subject to a 10% service charge (based on original price) plus charges for tea and condiments. Advance booking may be required for specific merchants.
2. Unless otherwise specified, offers are not applicable on chef promotions, special menus, catering services, room services, wine dinners, banquets, wedding, conference, private party and VIP room, special promotion events and other food and beverage in the restaurants (i.e. tobacco, cigarettes etc).
3. Offers may not be available during public holidays and festive seasons (Eve and Festive Day) such as Chinese New Year, Valentine's Day, Easter Holidays, Mother's Day, Father's Day, Mid-Autumn, National Day, Winter Solstice, Christmas Eve, Christmas Day, New Year's Eve and New Year's Day or firework display nights or other blackout dates as may be designated from time to time by the participating merchants. Please contact the respective merchants for details.

全年優惠一般條款及細則
1. 推廣期由2022年1月1日至2022年12月31日(包括首尾兩日)。個別商戶的推廣期將有所不同，詳情請參閱商戶優惠一般條款及細則。
2. 持卡人須於點菜前／預約時／惠顧前(如適用)出示合資格之安信信用卡 ，並以該卡簽賬付款方可享優惠。
3. 全年商戶優惠可能不適用於公眾假期及節日(前夕及正日)及商戶不時指定之其他日子，詳情請向有關參與商戶查詢。
4. 全年商戶優惠須視乎供應情況而定。如有任何更改，將以惠顧時之優惠詳情為準。
5. 全年商戶優惠不可與其他優惠同時使用，亦不可兌換現金、其他貨品及不可轉讓。
6. 所有貨品資料、價目及圖片只供參考。
7. 除此宣傳品所含之條款及細則外，全年商戶優惠亦須受有關商戶的其他條款約束，詳情請參考個別優惠及推廣或向有關商戶查詢。
8. 商戶有權更改有關優惠推廣之期限，安信信貸有限公司（「安信」）概不承擔任何有關是項更改的責任，亦恕不另行通知客戶。
9. 如有參與商戶停止營業，該參與商戶所提供之優惠將會即時終止。
10. 安信對商戶提供的食品、產品或服務質素概不承擔任何責任及賠償，商戶將負上所有食品、產品及服務的法律責任。
11. 安信及商戶保留毋須事先通知的情況下更改、暫停或取消有關優惠及/或修訂其條款及細則的酌情權。
12. 安信及商戶對所有推廣及優惠事宜與及爭議保留最終決定權。
如此條款及細則的中、英文版有所差異，一概以英文版為準。

2022 Year-round Promotion Terms and Conditions:
1. Unless otherwise specified, the year-round promotion stated in this website ("Offers") are only applicable to the cardholders (“Cardholders”) of DBS Credit Cards and DBS Co-branded (excluding Business Card and Private Label Card) (“Applicable Credit Cards”) issued by DBS Bank (Hong Kong) Limited (the “Bank”).
2. To enjoy the Offers, Cardholders are required to settle payment with Applicable Credit Cards.
3. Unless otherwise specified, Offers are valid from 1 January 2022 to 31 December 2022 (both dates inclusive).
4. Offers are applicable to DBS Black American Express Card cardholders only at outlets accepting American Express® card for payment.
5. Cardholders should confirm the Offers with the respective merchants before payment. Unless otherwise specified, the Offers are only applicable to the respective merchant outlets in Hong Kong.
6. Offers cannot be used in conjunction with other promotional offers or discounts and cannot be exchanged for cash or other goods or transferred.
7. Unless otherwise specified, the Offers are applicable to regular-priced items only and not applicable to fixed-priced, discounted, consignment, promotional, festive and designated items/services.
8. Advance appointment with mentioning of using the Offers during reservation may be required for specific merchants. Please call the respective merchants for details in advance.
9. Unless otherwise specified, the dining offers are not applicable to take-away items, set menu, discounted dishes, room services, meetings, private functions, banquets, catering services, happy hours, charge for tea and condiments and 10% service charge.
10. Specific merchant offers are not valid on public holidays, eves of public holidays, festive days, eves of festive days and black-out days as designated by merchants. Please call the respective merchants for details.
11. The prices stated in this website are for reference only; no notice will be made should there be any changes.
12. Offers are available while stocks last. The Offers are subject to terms and conditions of respective merchants.
13. The Bank is not the supplier of the products/services or the description, photos or reference price (if any) in relation to the products/services published in the website (which are intended to be for reference only). Any enquiry, claim or complaint in relation to the quality or availability of the products/services or the accuracy of any of the aforementioned information contained in the website shall be directed to the relevant merchants. The Bank shall assume no liability in respect thereof.
14. The Bank will not accept any liability for any loss incurred by the Cardholders should the respective merchants refuse to provide the Offers.
15. The Bank and participating merchants reserve the right to amend these Terms and Conditions as well as to vary or terminate the Offers. In the event of disputes, the decision of the Bank and participating merchants shall be final and binding.
16. The English version shall prevail if there is any inconsistency between the English and Chinese versions.

General Terms and Conditions for Hang Seng Credit Card and Hang Seng Affinity Card 2022 Year-round Discount Offers:
1. The offers are valid until 31 December 2022.
2. To enjoy the offers, customers are required to present Hang Seng Credit Card, Affinity Card or Spending Card before ordering / upon making reservation / upon purchase, and to settle payment with Hang Seng Credit Card, Affinity Card and Spending Card.
3. Selected Credit Card offers are only applicable to Selected Hang Seng Credit Card customers. Selected Hang Seng Credit Card includes: Hang Seng Visa Infinite Card, Prestige World Mastercard®, World Mastercard, The Hong Kong Jockey Club Membership Card (Platinum Mastercard and Gold Mastercard), The Racing Club Membership Card, Platinum Card, Prestige Banking Renminbi Platinum Card, Renminbi Platinum Card, Affinity Platinum Card, Affinity Platinum Spending Card, Commercial Card, UnionPay Renminbi Diamond Commercial Card, Business Card and any other Selected Hang Seng Credit Card issued by Hang Seng Bank Limited (“Hang Seng”).
4. The offers are applicable to Hang Seng UnionPay Credit Card Customers only at outlets accepting UnionPay Credit Card for payment.
5. The offers are applicable to outlets in Hong Kong only (unless otherwise specified).
6. To enjoy the hotel accommodation or beauty/ health/ haircare/ car service offers, advance reservations are required. These offers are subject to the availability of the hotel room or relevant service. Customers are required to present their Hang Seng Credit Card, Affinity Card or Spending Card upon hotel check-in or before enjoying the relevant offers.
7. The dining offers are not applicable to 10% service charge, charge for tea and condiments, takeaway services, set menu, regular-priced dishes/ special-priced items, private functions, banquets, private parties, catering services, tickets, ticket sales events and during happy hours (unless otherwise specified). Minimum consumption requirements of the respective merchants shall not include 10% service charge (unless otherwise specified). One dining offer can be used per table per patronage only.
8. The hotel accommodation offers are subject to 10% service charge (based on the original price), and are not applicable to function rooms, conference rooms and long-stay appointments (unless otherwise specified).
9. The dining and hotel accommodation offers are not applicable on public holidays and eves, festive days and eves, fireworks display nights, when tickets are required for entry to the relevant hotels/ restaurants and other dates as designated from time to time by the merchants (unless otherwise specified). Please check with the respective merchants for details.
10. The offers are applicable to regular-priced items/ services only and are not applicable to fixed-priced, special-priced, consignment, promotional, festive and designated items/ services (unless otherwise specified).
11. The offers are not transferable, and cannot be redeemed or exchanged for cash, other products or discounts, and cannot be used in conjunction with other promotional offers, discounts, coupons, cash coupons, cake coupons or membership benefits/ VIP cards/ VIP bonus point programs of the merchants (unless otherwise specified).
12. Promotional/ redemption/ gift items are only available while stock lasts for selected offers. Each customer may enjoy such offer once only.
13. Additional terms and conditions are applicable to individual offer, please check with the respective merchants for details.
14. Offers are subject to availability and the offer details may be changed from time to time without prior notice.
15. Upon closure of the respective merchants, the relevant offers shall be terminated immediately.
16. All products, services, and information related to the offers are directly sold and supplied to customers by the respective merchants who are solely responsible for all related obligations and liabilities.
17. Hang Seng and the Merchant reserve the right to suspend, revise or terminate the above offers and amend the terms and conditions thereof at any time without prior notice.
18. In case of any dispute, the decision of Hang Seng and the respective merchants shall be final.
19. No person other than the Customer and Hang Seng (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
20. These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
21. These Terms and Conditions are subject to prevailing regulatory requirements.
22. In case of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.

AEON Card Discount Merchant Offers Terms and Conditions
1. To enjoy the offer, payment must be made by AEON cards issued by AEON Credit Service (Asia) Co., Ltd. (“AEON”). The offer is not applicable to AEON MEMBER CARD and AEON Temporary Credit Card.
2. Offer cannot be used in conjunction with other promotional offers.
3. Other terms and conditions may apply, for details, please refer to related merchants.
4. Free gifts are available while stock last.
5. AEON is not the supplier of the goods and services, and will not be responsible for any matters related to the quality of the goods and services provided by the Merchants or their use howsoever.
6. AEON and related merchants reserve the right to change the offers and the terms and conditions without giving prior notice.
7. In case of dispute, the decision of AEON and related merchants are final.

2022 Year Round Offer General Terms & Conditions:
1. Unless otherwise specified, all offers are applicable to:
i. BOC Credit Card, BOC Dual Currency Credit Card (including Co-branded Card, but not applicable to Private Label Card, Purchasing Card and Intown Card) bearing the logo; and BOC ATM Card bearing the logo and UnionPay logo issued by Bank of China (Hong Kong) Limited (“BOCHK”) (the “Eligible Credit Card and/or BOC ATM Card”), and/or ii. Mobile payment, which refers to contactless payment made with Eligible Credit Card and/or BOC ATM Card that provisioned on a designated mobile phone or device (includes Apple Pay, Google Pay, Samsung Pay and Huawei Pay) (“Mobile Payment”). Apple Pay only applies to Eligible Credit Card (not applicable to BOC Commercial Card); Google Pay and Samsung Pay apply only to Eligible Credit Card (not applicable to BOC Commercial Card and BOC Dual Currency Credit Card) and Huawei Pay applies only to eligible BOC Dual Currency Credit Card.
2. To enjoy the offers, customers must settle payments, and/or settle payments via mobile payment, with the “Eligible Credit Card and/or BOC ATM Card”.
3. Unless otherwise specified, all offers are valid until 31 December 2022 (both dates inclusive, based on transaction date).
4. Unless otherwise specified, offers are available on site only.
5. Customers can enjoy hotel accommodation privilege or beauty/health/hair care/car service offers by appointment only. Offers are subject to prevailing circumstances and availability of the relevant facility/service.
6. Unless otherwise specified, offers cannot be used in conjunction with any other discounts, discounted/fixed-price items, ticket sales events, cash coupons, gift vouchers, VIP Card or membership reward schemes, and are not applicable to sales or any other promotional offers. Please check with the respective merchants for details.
7. Offers cannot be exchanged for cash or other products and are not transferable.
8. Apart from the terms and conditions as listed in this promotion material, offers are subject to specific terms and conditions of the respective merchants. For details, please refer to the individual offer and promotion or check with respective merchants.
9. Free Gifts, samples and trial services are in limited supply and available while stocks last. Each customer can only enjoy the same offer once. Please contact the respective merchants for details.
10. Any change to the offer terms will be subject to the prevailing circumstances at the time of patronage.
11. All offers are subject to change without prior notice. BOC Credit Card (International) Ltd (the “Company”) and/or BOCHK accept no responsibility for any such change and will not notify customers separately of any such change.
12. Upon closure of a participating merchant, the relevant offer(s) shall cease immediately.
13. The Company is not the service provider of any participating merchants, any enquires or disputes should be directed to the relevant service providers. The Company and/or BOCHK accept no liability for and shall not be responsible for the quality of or any other matters relating to the food, products and services provided by the participating merchants. The participating merchants are solely responsible for all obligations and liabilities relating to the food, products and services.
14. The Company, the participating merchants and/or BOCHK each reserves its right to suspend, change, or terminate the offers or amend the offer terms and conditions at its sole discretion without prior notice.
15. No person other than the cardholders, and the Company and BOCHK will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provisions of these terms and conditions.
16. In case of dispute, the Company, the participating merchants and/or BOCHK reserve the right for the final decision on all matters.
17. The above products, services and offers are subject to relevant terms and conditions, please refer to relevant promotion items or enquire with the Company and/or BOCHK.
18. Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.

General Terms & Conditions of Mobile Payment:
1. To enjoy the relevant offer, cardholder needs to present the relevant mobile application with the added “Eligible Credit Card and/or BOC ATM Card (if applicable)” to the cashier before payment and settle the payment successfully.
2. Offers are available at all branches of participating merchants in Hong Kong, but not applicable to online transactions (Unless otherwise specified).
3. Any unposted/ cancelled/ refunded/ falsified transactions are also excluded. Cash Voucher/ Cash Discount will be cancelled or returned along with relevant transactions.
4. Unless otherwise specified, the Cash Voucher will be given upon the completion of the transaction immediately and cannot be accumulated or deferred for future use. Each cardholder is entitled to enjoy the Mobile Payment Offer once each day.
5. All the matters and disputes will be subject to the final decision of the Company and the participating merchants. In case of any disputes, the participating merchants may request cardholder to present Applicable Credit Card / BOC Card (if applicable) in physical form for verification.
6. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries/regions. For compatible devices and more details about Apple Pay, please refer to apple.com/hk/apple-pay. Google Pay works with NFC capable Android™ devices running Android Lollipop 5.0 or higher. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Samsung Pay only supports NFC payment. For compatible devices and more details about Samsung Pay, please refer to samsung.com/hk/samsungpay/#samsung-pay. Huawei Pay is a trademark of Huawei Technologies Co., Ltd and is submitted for trademark registration in China and other countries/regions. For compatible devices and more details about Huawei Pay, please visit the Huawei Pay Hong Kong website. Customers are responsible for the data charges of using and/or downloading BOCHK Mobile Application imposed by their service providers.
7. Mobile Payment Applications are the third parties’ Mobile Applications. Mobile Applications are subject to such service providers’ terms and conditions. BOCHK is not the service provider of the Mobile Applications. If customers have any enquiries or complaints to them, please directly contact the service providers. BOCHK gives no guarantee to the Mobile Applications of the service providers, or does not accept any liability arising in conjunction with the use of the Mobile Applications or the services provided by the service providers.
8. BOCHK has not reviewed or verified the information in the Third Party Mobile Applications or any materials, products or services or privacy practices posted or offered therein or thereat and shall not be in any circumstances liable for any loss (whether in negligence or otherwise) whatsoever or howsoever that you may sustain arising from the use of any information, materials, products or services or privacy practices posted or offered at the Third Party Mobile Applications. BOCHK does not or does not mean to endorse or recommend any information, materials, products or services posted or offered at the Third Party Mobile Applications. Nor shall BOCHK be liable for any inaccuracy or failure of any information, materials, products or services posted or offered at the Third Party Mobile Applications. Please read the terms and conditions and the relevant disclaimer(s) and privacy policy that may be contained in the Third Party Mobile Applications.

General Terms & Conditions on Dining Offers:
1. Unless otherwise specified, offers are applicable to dine-in only. All prices are subject to a 10% service charge (based on original price) plus charges for tea and condiments. Advance booking may be required for specific merchants.
2. Unless otherwise specified, offers are not applicable on chef promotions, special menus, catering services, room services, wine dinners, banquets, wedding, conference, private party and VIP room, special promotion events and other food and beverage in the restaurants (i.e. tobacco, cigarettes etc).
3. Offers may not be available during public holidays and festive seasons (Eve and Festive Day) such as Chinese New Year, Valentine's Day, Easter Holidays, Mother's Day, Father's Day, Mid-Autumn, National Day, Winter Solstice, Christmas Eve, Christmas Day, New Year's Eve and New Year's Day or firework display nights or other blackout dates as may be designated from time to time by the participating merchants. Please contact the respective merchants for details.

2022 Year-round Promotion Terms and Conditions:
1. Unless otherwise specified, the year-round promotion stated in this website ("Offers") are only applicable to the cardholders (“Cardholders”) of DBS Credit Cards and DBS Co-branded (excluding Business Card and Private Label Card) (“Applicable Credit Cards”) issued by DBS Bank (Hong Kong) Limited (the “Bank”).
2. To enjoy the Offers, Cardholders are required to settle payment with Applicable Credit Cards.
3. Unless otherwise specified, Offers are valid from 1 January 2022 to 31 December 2022 (both dates inclusive).
4. Offers are applicable to DBS Black American Express Card cardholders only at outlets accepting American Express® card for payment.
5. Cardholders should confirm the Offers with the respective merchants before payment. Unless otherwise specified, the Offers are only applicable to the respective merchant outlets in Hong Kong.
6. Offers cannot be used in conjunction with other promotional offers or discounts and cannot be exchanged for cash or other goods or transferred.
7. Unless otherwise specified, the Offers are applicable to regular-priced items only and not applicable to fixed-priced, discounted, consignment, promotional, festive and designated items/services.
8. Advance appointment with mentioning of using the Offers during reservation may be required for specific merchants. Please call the respective merchants for details in advance.
9. Unless otherwise specified, the dining offers are not applicable to take-away items, set menu, discounted dishes, room services, meetings, private functions, banquets, catering services, happy hours, charge for tea and condiments and 10% service charge.
10. Specific merchant offers are not valid on public holidays, eves of public holidays, festive days, eves of festive days and black-out days as designated by merchants. Please call the respective merchants for details.
11. The prices stated in this website are for reference only; no notice will be made should there be any changes.
12. Offers are available while stocks last. The Offers are subject to terms and conditions of respective merchants.
13. The Bank is not the supplier of the products/services or the description, photos or reference price (if any) in relation to the products/services published in the website (which are intended to be for reference only). Any enquiry, claim or complaint in relation to the quality or availability of the products/services or the accuracy of any of the aforementioned information contained in the website shall be directed to the relevant merchants. The Bank shall assume no liability in respect thereof.
14. The Bank will not accept any liability for any loss incurred by the Cardholders should the respective merchants refuse to provide the Offers.
15. The Bank and participating merchants reserve the right to amend these Terms and Conditions as well as to vary or terminate the Offers. In the event of disputes, the decision of the Bank and participating merchants shall be final and binding.
16. The English version shall prevail if there is any inconsistency between the English and Chinese versions.

General Terms and Conditions of "Year-round and Privileged Offers":
1. The "Year-round and Privileged Offers" ("Offer") is valid from 1 Jan 2022 to 31 Dec 2022 (both dates inclusive) ("Promotion Period") (unless otherwise specified).
2. The Offer only applies to customers holding Principal Card or Supplementary Card of the credit card or Co-brand card ("Eligible Card") issued by Dah Sing Bank, Limited ("Bank") ("Eligible Cardholder"). The Bank's Cash Card, Corporate Card, Purchasing Card, Business Card, Gift Card, Private Label Card, "Smart Choice" Balance Transfer Program Account and Cash Conversion Plan Account are not eligible. Some participating merchants of the Offer ("Participating Merchants") do not accept payment with UnionPay Dual Currency Credit Card. Please refer to the Participating Merchants for details.
3. The Eligible Cardholder must settle full payment with Eligible Card to enjoy the Offer.
4. The Eligible Cardholder must also be a member of the Participating Merchant. To register as a member, please refer to the Participating Merchants for details. The personal data of Eligible Cardholders may be collected by Participating Merchants and the use of such personal data shall be subject to the Personal Information Collection Statement issued by Participating Merchants. For details, please refer to the website of the Participating Merchants (if applicable).
5. Unless otherwise specified, the Offer is available at all outlets, websites and / or mobile apps of the Participating Merchants (if applicable). In order to be eligible for the Offer, the Eligible Cardholder must enter a designated promo code / offer code / coupon code (if applicable) when making payment via the Participating Merchant's website or mobile app. The Bank or the Participating Merchants shall not be liable if the Eligible Cardholder fails to enter the designated promo code / offer code / coupon code and is unable to enjoy the Offer.
6. Foreign currency transactions shall be automatically converted into Hong Kong dollars on the date the relevant transaction is processed at a rate determined by the relevant card association (i.e. VISA International, MasterCard Asia / Pacific (Hong Kong) Limited, UnionPay International) (if applicable). For details of service charges relating to foreign currency transactions, please refer to "List of Service Charges for Dah Sing Credit Card / Private Label Card" issued by the Bank.
7. The Offer is only applicable to regular-priced items and is not applicable to fixed-priced, selected, discounted or promotional items (unless otherwise specified) (if applicable).
8. The Offer cannot be exchanged for cash, bonus points, other products, services or discounts. The Offer is not refundable and transferable and cannot be used in conjunction with other promotional offers, discounts, discount cards, VIP cards, cash vouchers and gift vouchers (unless otherwise specified) (if applicable).
9. The Offer shall be terminated immediately in the event that the Participating Merchant ceases business.
10. All photos, product prices and product information that relate to the Offer are provided by the Participating Merchants and are for reference purposes only. The Offer is subject to the relevant Terms and Conditions issued by the Participating Merchants. For details, please contact the Participating Merchants.
11. The use of cash coupons / gift coupons is subject to the relevant terms and conditions printed thereon. The Bank is not the supplier of any cash coupons / gift coupons / other gifts / products / food / services offered to the Eligible Cardholders and shall not be responsible for any matters in relation to the quality and availability of cash coupons / gift coupons / other gifts / products / food / services. The Bank makes no representation or guarantee in respect of such cash coupons / gift coupons / other gifts / products / food / services supplied under the Offer. Any enquiry, comment or complaint about such cash coupons / gift coupons / other gifts / products / food / services should be directed to Participating Merchants.
12. The Offer is subject to availability. The price and Offer terms may be changed from time to time. The Bank and Participating Merchants reserve the right to amend these Terms and Conditions or cancel or amend the Offer at any time without prior notice. For details, please contact the Participating Merchants. Should any disputes arise, the decision of the Bank and the Participating Merchants shall be final.
13. These Terms and Conditions shall form part of the applicable agreements governing the use of Eligible Cards and shall be construed accordingly. In case of any conflict between these Terms and Conditions and such agreements, these Terms and Conditions shall prevail.
14. In case of any fraud / abuse / reversal or cancellation of transactions in respect of which the Offer is awarded, the Bank reserves the right to debit the equivalent amount of the Offer from the Eligible Cardholder's account(s) without prior notice.
15. In the event of any discrepancy between the Chinese version and English version of these Terms and Conditions, the Chinese version shall prevail.
16. Gifts are available while stock lasts. Participating Merchants reserve the right to offer any alternative products if the relevant product is out of stock or otherwise not available without prior notice (if applicable).

Dining Offer's Terms and Conditions (if applicable):
1. The Offer is not valid on public holidays and eves, festive days and eves and black-out days such as Valentine's Day, Mother's Day, Father's Day and etc (unless otherwise specified).
2. The Offer is valid for dine-in food only. Advance booking is required. The Eligible Cardholder must indicate that the bill will be settled using an Eligible Card (as defined under clause 2 of the General Terms and Conditions) before ordering. The Offer is not applicable to discounted set meal / dishes (unless otherwise specified).
3. The Offer is not applicable to private parties, private room dining, banquets, special functions, room services, beverages, cigarette and liquor, promotional items / menus, ticketed events, tea and condiments and 10% service charges (unless otherwise specified).
4. If any food items are sold out, Participating Merchants reserve the right to substitute such items with alternative items without prior notice.