Remarks:
1. 38% discount offer includes (i) Earn 3% CashBack on selected CashBack Merchants, plus (ii) Enjoy 5% discount on non-Apple products or 3% discount on Apple products or a 15%-35% discount on selected products, totaling up to 38% discount offer. Additional Discount Offer: Ultimate Taikoo Shing Store Terms and Conditions apply.
2. From 1 August to 30 September 2024, register the offer in Mox Rewards at Mox app to earn CashBack calculated at 3% on the amount of the eligible transaction made with Mox Credit at other selected daily merchants, up to HKD50 for other selected daily merchants. Selected Daily Merchants 3% Cash Reward Campaign Terms and Conditions applies.

Mox Split Purchase x Ultimate Promotion (the “Promotion”) Terms and Conditions
1. These terms apply to the Promotion offered by Mox Bank Limited (“Mox”, “we”, “us” or “our”). By participating in the Promotion, you agree to these terms.
2. You must read these terms along with Mox’s Personal Information Collection Statement, Privacy Policy Statement, General Terms and Conditions (each of which can be found in the Mox app and/or on our website) and any other terms we may provide to you, which continue to apply to your relationship with us and your use of our products and services. If there is any inconsistency between these terms and any of our other terms, these terms will prevail.
3. Unless defined in these terms or the context requires otherwise, capitalised terms have the meanings given to them in our General Terms and Conditions.
4. To participate in this Promotion, you must apply for a Split Purchase: (a) for a single eligible Mox Credit transaction of HKD5,000 or above made at a Ultimate shop; and (b) of a loan tenor ranged between 3 months to 12 months, and such Split Purchase must be approved by Mox and set up no later than 31 December 2024 (an “Approved Split Purchase”).
5. Any Split Purchase that is subsequently cancelled will not constitute an Approved Split Purchase.
6. We will not charge you the ‘monthly fee’ and the ‘one-off fee’ (as set out in the ‘Split Purchase Key Facts Statement’ which can be found in the Mox app and/or on our website) for your Approved Split Purchase for the entire duration of your Approved Split Purchase tenor (“Promotional Waiver”).
7. We reserve the right, at any time, without notice or reason and in our sole and absolute discretion, to:
(a) change or modify the Promotion or these terms (including any waiver, dates set out in these terms or any reward, gift or benefit in respect of the Promotion);
(b) suspend or terminate the Promotion or these terms;
(c) refuse to give you any waivers, reward, gift or other benefit in respect of the Promotion for any reason we deem appropriate; and
(d) make any decision in connection with the Promotion (including to refuse or suspend your participation in the Promotion or determine whether the Promotion can or cannot be combined with any other offer or promotion). Any such decision shall be conclusive and binding on you.
8. If any dispute arises in connection with the Promotion, our decision is final.
9. To the extent permitted by laws and regulations:
(a) Mox and its affiliates and shareholders shall not be responsible for any loss or damages suffered by you; and
(b) you shall release Mox and its affiliates and shareholders from all actions, proceedings and claims which may be brought against Mox or its affiliates or shareholders,
arising from or in connection with your participation in the Promotion (including any decision not to give you, or your failure to receive, any waiver, reward, gift or other benefit) or these terms, unless any such loss, damages, action, proceeding or claim is due to Mox’s or its affiliates’ or shareholders’ negligence, fraud or wilful default and only to the extent such loss, damages, action, proceeding or claim is reasonably foreseeable and has arisen directly and solely from such negligence, fraud or wilful default. This clause 9 continues after the expiry or termination of the Promotion or these terms.
10. You acknowledge that third parties (including our direct or indirect shareholders) may provide us with payments (such as subsidies) and other benefits or advantages in connection with the Promotion. The nature, amount and method of calculating any such benefits or advantages may vary from time to time. We are entitled to retain any such benefits or advantages for our own account and benefit, absolutely, without having to make any prior disclosure to you.
11. You acknowledge that third parties may receive payments (such as remuneration, commission and rebates) and other benefits or advantages from us directly or indirectly in connection with the Promotion. The nature, amount and method of calculating any Benefit may vary at any time and such third parties are entitled to retain any such benefit or advantages for its own account and benefit absolutely without having to make any prior disclosure to you.
12. Neither your participation in the Promotion nor your eligibility to receive any waiver, reward, gift or other benefit in respect of the Promotion may be transferred or assigned to any other person or exchanged or converted into any other benefit or right.
13. The Promotion does not constitute any offer, invitation or recommendation to any person to enter into any transaction.
14. Nothing under these terms or the Promotion will deem, imply or suggest that a person or entity is acting as an agent or representative of Mox or otherwise soliciting business on behalf of Mox.
15. A person who is not a party to these terms has no rights to enforce or enjoy the benefit of any of these terms pursuant to the Contracts (Rights of Third Parties) Ordinance (Cap. 623) other than as set out in these terms.
16. These terms are governed in all respects by and construed in accordance with the laws of the Hong Kong Special Administrative Region of the People’s Republic of China. The parties submit to the exclusive jurisdiction of the courts of the Hong Kong Special Administrative Region of the People’s Republic of China.
17. The English version prevails if there is any inconsistency between the English and Chinese versions of these terms.
18. To borrow or not to borrow? Borrow only if you can repay!
19. Definitions The following capitalised terms have the meanings set out below:
(a) “Approved Split Purchase” has the meaning given in clause 4 of these terms.
(b) “Promotion Period” means the period beginning on 15 July 2024 and ending on 31 December 2024 (both dates inclusive).
(c) “Promotional Waiver” has the meaning given in clause 6 of these terms.

Additional Discount Offer: Terms and Conditions for Ultimate Taikoo Shing Store ("Promotional Offer")
1. The promotion period is from July 15, 2024, to December 31, 2024 (both dates inclusive).
2. Mox Card customers can enjoy a 3% discount on Apple products, a 5% discount on non-Apple products, and a 15%-35% discount on selected products at Ultimate.
3. Only Mox Card customers are eligible for the promotional offer.
4. This promotional offer cannot be combined with other promotional offers, promotional discounts, promo codes, cash coupons, or any commercial use. It is nontransferable and cannot be exchanged for cash or other benefits.
5. In case of any dispute related to the promotional offer, Ultimate Taikoo Shing Store reserves the right of final decision, which shall be binding on all parties.
6. This promotional offer is provided by Ultimate Taikoo Shing Store and not by Mox. You acknowledge and agree to the availability and provider of this promotional offer, subject to the "Mox Disclaimer" as stated in the Mox app and on the Mox website.
7. In the event of cancellation, modification, or refund of products by users, the related promotional offer will not be refunded or reimbursed. Mox and Ultimate Taikoo Shing Store reserve the right to modify these terms and conditions and terminate the offer at any time without prior notice.
8. Related descriptions and images are for reference only.