General Terms and Conditions for Hang Seng Credit Card and Hang Seng Affinity Card 2023 Year-round Discount Offers:
1. The offers are valid until 31 December 2023.
2. To enjoy the offers, customers are required to present Hang Seng Credit Card, Affinity Card or Spending Card before ordering / upon making reservation / upon purchase, and to settle payment with Hang Seng Credit Card, Affinity Card and Spending Card.
3. Selected Credit Card offers are only applicable to Selected Hang Seng Credit Card customers. Selected Hang Seng Credit Card includes: Hang Seng Visa Infinite Card, Prestige World Mastercard®, World Mastercard, The Hong Kong Jockey Club Membership Card (Platinum Mastercard and Gold Mastercard), The Racing Club Membership Card, Platinum Card, Prestige Banking Renminbi Platinum Card, Renminbi Platinum Card, Affinity Platinum Card, Affinity Platinum Spending Card, Commercial Card, UnionPay Renminbi Diamond Commercial Card, Business Card and any other Selected Hang Seng Credit Card issued by Hang Seng Bank Limited (“Hang Seng”).
4. The offers are applicable to Hang Seng UnionPay Credit Card Customers only at outlets accepting UnionPay Credit Card for payment.
5. The offers are applicable to outlets in Hong Kong only (unless otherwise specified).
6. To enjoy the hotel accommodation or beauty/ health/ haircare/ car service offers, advance reservations are required. These offers are subject to the availability of the hotel room or relevant service. Customers are required to present their Hang Seng Credit Card, Affinity Card or Spending Card upon hotel check-in or before enjoying the relevant offers.
7. The dining offers are not applicable to 10% service charge, charge for tea and condiments, takeaway services, set menu, regular-priced dishes/ special-priced items, private functions, banquets, private parties, catering services, tickets, ticket sales events and during happy hours (unless otherwise specified). Minimum consumption requirements of the respective merchants shall not include 10% service charge (unless otherwise specified). One dining offer can be used per table per patronage only.
8. The hotel accommodation offers are subject to 10% service charge (based on the original price), and are not applicable to function rooms, conference rooms and long-stay appointments (unless otherwise specified).
9. The dining and hotel accommodation offers are not applicable on public holidays and eves, festive days and eves, fireworks display nights, when tickets are required for entry to the relevant hotels/ restaurants and other dates as designated from time to time by the merchants (unless otherwise specified). Please check with the respective merchants for details.
10. The offers are applicable to regular-priced items/ services only and are not applicable to fixed-priced, special-priced, consignment, promotional, festive and designated items/ services (unless otherwise specified).
11. The offers are not transferable, and cannot be redeemed or exchanged for cash, other products or discounts, and cannot be used in conjunction with other promotional offers, discounts, coupons, cash coupons, cake coupons or membership benefits/ VIP cards/ VIP bonus point programs of the merchants (unless otherwise specified).
12. Promotional/ redemption/ gift items are only available while stock lasts for selected offers. Each customer may enjoy such offer once only.
13. Additional terms and conditions are applicable to individual offer, please check with the respective merchants for details.
14. Offers are subject to availability and the offer details may be changed from time to time without prior notice.
15. Upon closure of the respective merchants, the relevant offers shall be terminated immediately.
16. All products, services, and information related to the offers are directly sold and supplied to customers by the respective merchants who are solely responsible for all related obligations and liabilities.
17. Hang Seng and the Merchant reserve the right to suspend, revise or terminate the above offers and amend the terms and conditions thereof at any time without prior notice.
18. In case of any dispute, the decision of Hang Seng and the respective merchants shall be final.
19. No person other than the Customer and Hang Seng (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
20. These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
21. These Terms and Conditions are subject to prevailing regulatory requirements.
22. In case of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.

Remarks:
- Hang Seng Credit Card Cash Dollars (“Cash Dollars”) and Merchant Dollars (“Merchant Dollars”) are not applicable to Hang Seng enJoy Visa Platinum Card and Hang Seng enJoy Spending Card, Hang Seng UnionPay Renminbi Diamond Commercial Card, USD Visa Gold Card, Renminbi Credit Card, e-shopping Mastercard and Private Label Cards. yuu Reward Points (“yuu Reward Points”) are applicable to Hang Seng enJoy Visa Platinum Card and Hang Seng enJoy Spending Card only. Cash Dollars year-round offers are subject to the related terms and conditions. Use of Cash Dollars and/ or Merchant Dollars is subject to the terms and conditions of Hang Seng Credit Card Membership Rewards Program. Use of yuu Reward Points is subject to the terms and conditions for Hang Seng enJoy Card Reward Point Programme. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899.
- Hang Seng Spending Card account is a non-interest bearing account. Funds maintained in the Hang Seng Spending Card account are not protected deposit and are not protected by the Deposit Protection Scheme in Hong Kong.

General Terms and Conditions:
1. Unless otherwise specified, the offer (the "Offer") is valid from 1 April 2023 to 31 December 2023 (both dates inclusive) (the "Promotion Period").
2. Unless otherwise specified, the Offer is applicable to credit card(s) (the "ICBC Card") issued by Industrial and Commercial Bank of China Limited and/or Industrial and Commercial Bank of China (Asia) Limited (collectively the "Bank").
3. Cardholder is required to settle payment with ICBC Card to enjoy the Offer.
4. The Offer is only applicable at specific outlets and available while stocks last. Please check with respective merchants for details.
5. Unless otherwise specified, the Offer cannot be used in conjunction with other offers, exchanged for cash, other products/ services, discounts and is not transferable.
6. Unless otherwise specified, the Offer is applicable to regular-price items only and are not applicable to discounted sets, fixed price items, cigarettes/ cigars, bottled wine, tea and condiments/ beverages, service charges, private functions, meetings/ conferences, banquets, catering services, room service, takeaway menu, ticket sales events, coupons/ cash vouchers, complimentary valet parking, VIP/ private rooms.
7. Unless otherwise specified, the dining offers are not valid on public holidays, eve of public holidays, festive days, eves of festive days, days with an open firework display, days where tickets are required for entry to the venue and black-out dates as specified by merchants. Please check with respective merchants for details.
8. All photos, products information and prices are for reference only.
9. The Bank is not the supplier of the products/ food/ services, and has no liability for any matters relating to any such products/ food/ services. The use of the products/ food/ services shall be subject to the relevant terms and conditions set by the merchants. ICBC Card cardholder should contact the relevant merchants directly if there is any dispute or complaint.
10. If the merchant is closed, the offer will be terminated.
11. The Bank reserves the right to vary or terminate the offers and to amend these Terms and Conditions.
12. In case of any dispute, the decision of the Bank and the merchant shall be final.
13. Any person or entity that is not a party to these Terms and Conditions shall have no rights under the Contracts (Rights of Third Parties) Ordinance (Cap. 623 of the laws of the Hong Kong Special Administrative Region) to enforce any part of these Terms and Conditions.
14. In case of any inconsistency between the English and the Chinese versions of these Terms and Conditions, the Chinese version shall prevail.

General Terms and Conditions:
1. Unless otherwise specified, the offer (the "Offer") is valid from 1 April 2023 to 31 December 2023 (both dates inclusive) (the "Promotion Period").
2. Unless otherwise specified, the Offer is applicable to credit card(s) (the "ICBC Card") issued by Industrial and Commercial Bank of China Limited and/or Industrial and Commercial Bank of China (Asia) Limited (collectively the "Bank").
3. Cardholder is required to settle payment with ICBC Card to enjoy the Offer.
4. The Offer is only applicable at specific outlets and available while stocks last. Please check with respective merchants for details.
5. Unless otherwise specified, the Offer cannot be used in conjunction with other offers, exchanged for cash, other products/ services, discounts and is not transferable.
6. Unless otherwise specified, the Offer is applicable to regular-price items only and are not applicable to discounted sets, fixed price items, cigarettes/ cigars, bottled wine, tea and condiments/ beverages, service charges, private functions, meetings/ conferences, banquets, catering services, room service, takeaway menu, ticket sales events, coupons/ cash vouchers, complimentary valet parking, VIP/ private rooms.
7. Unless otherwise specified, the dining offers are not valid on public holidays, eve of public holidays, festive days, eves of festive days, days with an open firework display, days where tickets are required for entry to the venue and black-out dates as specified by merchants. Please check with respective merchants for details.
8. All photos, products information and prices are for reference only.
9. The Bank is not the supplier of the products/ food/ services, and has no liability for any matters relating to any such products/ food/ services. The use of the products/ food/ services shall be subject to the relevant terms and conditions set by the merchants. ICBC Card cardholder should contact the relevant merchants directly if there is any dispute or complaint.
10. If the merchant is closed, the offer will be terminated.
11. The Bank reserves the right to vary or terminate the offers and to amend these Terms and Conditions.
12. In case of any dispute, the decision of the Bank and the merchant shall be final.
13. Any person or entity that is not a party to these Terms and Conditions shall have no rights under the Contracts (Rights of Third Parties) Ordinance (Cap. 623 of the laws of the Hong Kong Special Administrative Region) to enforce any part of these Terms and Conditions.
14. In case of any inconsistency between the English and the Chinese versions of these Terms and Conditions, the Chinese version shall prevail.

General Terms and Conditions:
1. Unless otherwise specified, the offer (the "Offer") is valid from 1 April 2023 to 31 December 2023 (both dates inclusive) (the "Promotion Period").
2. Unless otherwise specified, the Offer is applicable to credit card(s) (the "ICBC Card") issued by Industrial and Commercial Bank of China Limited and/or Industrial and Commercial Bank of China (Asia) Limited (collectively the "Bank").
3. Cardholder is required to settle payment with ICBC Card to enjoy the Offer.
4. The Offer is only applicable at specific outlets and available while stocks last. Please check with respective merchants for details.
5. Unless otherwise specified, the Offer cannot be used in conjunction with other offers, exchanged for cash, other products/ services, discounts and is not transferable.
6. Unless otherwise specified, the Offer is applicable to regular-price items only and are not applicable to discounted sets, fixed price items, cigarettes/ cigars, bottled wine, tea and condiments/ beverages, service charges, private functions, meetings/ conferences, banquets, catering services, room service, takeaway menu, ticket sales events, coupons/ cash vouchers, complimentary valet parking, VIP/ private rooms.
7. Unless otherwise specified, the dining offers are not valid on public holidays, eve of public holidays, festive days, eves of festive days, days with an open firework display, days where tickets are required for entry to the venue and black-out dates as specified by merchants. Please check with respective merchants for details.
8. All photos, products information and prices are for reference only.
9. The Bank is not the supplier of the products/ food/ services, and has no liability for any matters relating to any such products/ food/ services. The use of the products/ food/ services shall be subject to the relevant terms and conditions set by the merchants. ICBC Card cardholder should contact the relevant merchants directly if there is any dispute or complaint.
10. If the merchant is closed, the offer will be terminated.
11. The Bank reserves the right to vary or terminate the offers and to amend these Terms and Conditions.
12. In case of any dispute, the decision of the Bank and the merchant shall be final.
13. Any person or entity that is not a party to these Terms and Conditions shall have no rights under the Contracts (Rights of Third Parties) Ordinance (Cap. 623 of the laws of the Hong Kong Special Administrative Region) to enforce any part of these Terms and Conditions.
14. In case of any inconsistency between the English and the Chinese versions of these Terms and Conditions, the Chinese version shall prevail.

General Terms and Conditions:
1. Unless otherwise specified, the offer (the "Offer") is valid from 1 April 2023 to 31 December 2023 (both dates inclusive) (the "Promotion Period").
2. Unless otherwise specified, the Offer is applicable to credit card(s) (the "ICBC Card") issued by Industrial and Commercial Bank of China Limited and/or Industrial and Commercial Bank of China (Asia) Limited (collectively the "Bank").
3. Cardholder is required to settle payment with ICBC Card to enjoy the Offer.
4. The Offer is only applicable at specific outlets and available while stocks last. Please check with respective merchants for details.
5. Unless otherwise specified, the Offer cannot be used in conjunction with other offers, exchanged for cash, other products/ services, discounts and is not transferable.
6. Unless otherwise specified, the Offer is applicable to regular-price items only and are not applicable to discounted sets, fixed price items, cigarettes/ cigars, bottled wine, tea and condiments/ beverages, service charges, private functions, meetings/ conferences, banquets, catering services, room service, takeaway menu, ticket sales events, coupons/ cash vouchers, complimentary valet parking, VIP/ private rooms.
7. Unless otherwise specified, the dining offers are not valid on public holidays, eve of public holidays, festive days, eves of festive days, days with an open firework display, days where tickets are required for entry to the venue and black-out dates as specified by merchants. Please check with respective merchants for details.
8. All photos, products information and prices are for reference only.
9. The Bank is not the supplier of the products/ food/ services, and has no liability for any matters relating to any such products/ food/ services. The use of the products/ food/ services shall be subject to the relevant terms and conditions set by the merchants. ICBC Card cardholder should contact the relevant merchants directly if there is any dispute or complaint.
10. If the merchant is closed, the offer will be terminated.
11. The Bank reserves the right to vary or terminate the offers and to amend these Terms and Conditions.
12. In case of any dispute, the decision of the Bank and the merchant shall be final.
13. Any person or entity that is not a party to these Terms and Conditions shall have no rights under the Contracts (Rights of Third Parties) Ordinance (Cap. 623 of the laws of the Hong Kong Special Administrative Region) to enforce any part of these Terms and Conditions.
14. In case of any inconsistency between the English and the Chinese versions of these Terms and Conditions, the Chinese version shall prevail.