General Terms and Conditions of Shanghai Commercial Bank Credit Card “Year Round Merchant Offers Program”
1. Unless otherwise specified, the promotion period (the “Promotion Period”) of Year Round Merchant Offers Program (the “Program”) is valid until 31 December 2024.
2. The Program is only applicable to the principal and supplementary card cardholders of the credit cards/co-branded credit cards/business credit cards (except RMB credit cards) (the “Designated Credit Cards”) issued by Shanghai Commercial Bank Limited (the "Bank").
3. Offers are applicable to UnionPay Dual Currency Diamond Credit Card cardholders at outlets accepting this card for payment; please check with respective merchants for details.
4. To be eligible for the offers under the Program, cardholders must present the Designated Credit Cards prior to the purchase/order/reservation and settle payment with the Designated Credit Cards (if applicable).
5. All dining offers are applicable to dine-in only and are not applicable to 10% service charge, tea and condiment charges (unless otherwise specified).
6. Unless otherwise specified, the offers cannot be used in conjunction with other promotional offers, discounts, membership benefits, cash coupons, vouchers, fixed price items, special price items and promotional items, etc. The offers cannot be exchanged for cash, other products or discounts and are not transferable. Please contact the merchants for details.
7. All photos are for reference only.
8. All products and services are supplied by the merchants who are solely responsible for all obligations and liabilities relating to the products, quality of service, supply and/or other related matters, to which the Bank shall have no liability whatsoever. Any disputes or complaints in respect to the products and/or services shall be made to the merchants directly.
9. The offers are subject to availability and the relevant terms and conditions of the respective merchants. For details, please contact the respective merchants.
10. If the respective merchant is closed for business, the offers will be terminated without prior notice to cardholders.
11. The Bank and the merchants reserve the right to amend these Terms and Conditions, change or terminate the offers without prior notice. The Bank accepts no liability for any changes or termination of the offers and will not notify the cardholders separately of any such changes or termination.
12. In case of any disputes, the decision of the Bank and the merchants shall be final.
13. In case of any discrepancy between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.

General Terms and Conditions of Shanghai Commercial Bank Credit Card “Year Round Merchant Offers Program”
1. Unless otherwise specified, the promotion period (the “Promotion Period”) of Year Round Merchant Offers Program (the “Program”) is valid until 31 December 2024.
2. The Program is only applicable to the principal and supplementary card cardholders of the credit cards/co-branded credit cards/business credit cards (except RMB credit cards) (the “Designated Credit Cards”) issued by Shanghai Commercial Bank Limited (the "Bank").
3. Offers are applicable to UnionPay Dual Currency Diamond Credit Card cardholders at outlets accepting this card for payment; please check with respective merchants for details.
4. To be eligible for the offers under the Program, cardholders must present the Designated Credit Cards prior to the purchase/order/reservation and settle payment with the Designated Credit Cards (if applicable).
5. All dining offers are applicable to dine-in only and are not applicable to 10% service charge, tea and condiment charges (unless otherwise specified).
6. Unless otherwise specified, the offers cannot be used in conjunction with other promotional offers, discounts, membership benefits, cash coupons, vouchers, fixed price items, special price items and promotional items, etc. The offers cannot be exchanged for cash, other products or discounts and are not transferable. Please contact the merchants for details.
7. All photos are for reference only.
8. All products and services are supplied by the merchants who are solely responsible for all obligations and liabilities relating to the products, quality of service, supply and/or other related matters, to which the Bank shall have no liability whatsoever. Any disputes or complaints in respect to the products and/or services shall be made to the merchants directly.
9. The offers are subject to availability and the relevant terms and conditions of the respective merchants. For details, please contact the respective merchants.
10. If the respective merchant is closed for business, the offers will be terminated without prior notice to cardholders.
11. The Bank and the merchants reserve the right to amend these Terms and Conditions, change or terminate the offers without prior notice. The Bank accepts no liability for any changes or termination of the offers and will not notify the cardholders separately of any such changes or termination.
12. In case of any disputes, the decision of the Bank and the merchants shall be final.
13. In case of any discrepancy between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.

全年優惠一般條款及細則
1. 推廣期由2024年1月1日至2024年12月31日(包括首尾兩日)。個別商戶的推廣期將有所不同，詳情請參閱商戶優惠一般條款及細則。
2. 持卡人須於點菜前／預約時／惠顧前(如適用)出示合資格之安信信用卡 ，並以該卡簽賬付款方可享優惠。
3. 全年商戶優惠可能不適用於公眾假期及節日(前夕及正日)及商戶不時指定之其他日子，詳情請向有關參與商戶查詢。
4. 全年商戶優惠須視乎供應情況而定。如有任何更改，將以惠顧時之優惠詳情為準。
5. 全年商戶優惠不可與其他優惠同時使用，亦不可兌換現金、其他貨品及不可轉讓。
6. 所有貨品資料、價目及圖片只供參考。
7. 除此宣傳品所含之條款及細則外，全年商戶優惠亦須受有關商戶的其他條款約束，詳情請參考個別優惠及推廣或向有關商戶查詢。
8. 商戶有權更改有關優惠推廣之期限，安信信貸有限公司（「安信」）概不承擔任何有關是項更改的責任，亦恕不另行通知客戶。
9. 如有參與商戶停止營業，該參與商戶所提供之優惠將會即時終止。
10. 安信對商戶提供的食品、產品或服務質素概不承擔任何責任及賠償，商戶將負上所有食品、產品及服務的法律責任。
11. 安信及商戶保留毋須事先通知的情況下更改、暫停或取消有關優惠及/或修訂其條款及細則的酌情權。
12. 安信及商戶對所有推廣及優惠事宜與及爭議保留最終決定權。
如此條款及細則的中、英文版有所差異，一概以英文版為準。

General Terms and Conditions of "Year-round and Privileged Offers":
1. The "Year-round and Privileged Offers" ("Offer") is valid from 1 Jan 2024 to 31 Dec 2024 (both dates inclusive) ("Promotion Period") (unless otherwise specified).
2. The Offer only applies to customers holding Principal Card or Supplementary Card of the credit card or Co-brand card ("Eligible Card") issued by Dah Sing Bank, Limited ("Bank") ("Eligible Cardholder"). The Bank's Cash Card, Corporate Card, Purchasing Card, Business Card, Gift Card, Private Label Card, "Smart Choice" Balance Transfer Program Account and Cash Conversion Plan Account are not eligible. Some participating merchants of the Offer ("Participating Merchants") do not accept payment with UnionPay Dual Currency Credit Card. Please refer to the Participating Merchants for details.
3. The Eligible Cardholder must settle full payment with Eligible Card to enjoy the Offer.
4. The Eligible Cardholder must also be a member of the Participating Merchant. To register as a member, please refer to the Participating Merchants for details. The personal data of Eligible Cardholders may be collected by Participating Merchants and the use of such personal data shall be subject to the Personal Information Collection Statement issued by Participating Merchants. For details, please refer to the website of the Participating Merchants (if applicable).
5. Unless otherwise specified, the Offer is available at all outlets, websites and / or mobile apps of the Participating Merchants (if applicable). In order to be eligible for the Offer, the Eligible Cardholder must enter a designated promo code / offer code / coupon code (if applicable) when making payment via the Participating Merchant's website or mobile app. The Bank or the Participating Merchants shall not be liable if the Eligible Cardholder fails to enter the designated promo code / offer code / coupon code and is unable to enjoy the Offer.
6. Foreign currency transactions shall be automatically converted into Hong Kong dollars on the date the relevant transaction is processed at a rate determined by the relevant card association (i.e. VISA International, MasterCard Asia / Pacific (Hong Kong) Limited, UnionPay International) (if applicable). For details of service charges relating to foreign currency transactions, please refer to "List of Service Charges for Dah Sing Credit Card / Private Label Card" issued by the Bank.
7. The Offer is only applicable to regular-priced items and is not applicable to fixed-priced, selected, discounted or promotional items (unless otherwise specified) (if applicable).
8. The Offer cannot be exchanged for cash, bonus points, other products, services or discounts. The Offer is not refundable and transferable and cannot be used in conjunction with other promotional offers, discounts, discount cards, VIP cards, cash vouchers and gift vouchers (unless otherwise specified) (if applicable).
9. The Offer shall be terminated immediately in the event that the Participating Merchant ceases business.
10. All photos, product prices and product information that relate to the Offer are provided by the Participating Merchants and are for reference purposes only. The Offer is subject to the relevant Terms and Conditions issued by the Participating Merchants. For details, please contact the Participating Merchants.
11. The use of cash coupons / gift coupons is subject to the relevant terms and conditions printed thereon. The Bank is not the supplier of any cash coupons / gift coupons / other gifts / products / food / services offered to the Eligible Cardholders and shall not be responsible for any matters in relation to the quality and availability of cash coupons / gift coupons / other gifts / products / food / services. The Bank makes no representation or guarantee in respect of such cash coupons / gift coupons / other gifts / products / food / services supplied under the Offer. Any enquiry, comment or complaint about such cash coupons / gift coupons / other gifts / products / food / services should be directed to Participating Merchants.
12. The Offer is subject to availability. The price and Offer terms may be changed from time to time. The Bank and Participating Merchants reserve the right to amend these Terms and Conditions or cancel or amend the Offer at any time without prior notice. For details, please contact the Participating Merchants. Should any disputes arise, the decision of the Bank and the Participating Merchants shall be final.
13. These Terms and Conditions shall form part of the applicable agreements governing the use of Eligible Cards and shall be construed accordingly. In case of any conflict between these Terms and Conditions and such agreements, these Terms and Conditions shall prevail.
14. In case of any fraud / abuse / reversal or cancellation of transactions in respect of which the Offer is awarded, the Bank reserves the right to debit the equivalent amount of the Offer from the Eligible Cardholder's account(s) without prior notice.
15. In the event of any discrepancy between the Chinese version and English version of these Terms and Conditions, the Chinese version shall prevail.
16. Gifts are available while stock lasts. Participating Merchants reserve the right to offer any alternative products if the relevant product is out of stock or otherwise not available without prior notice (if applicable).

Dining Offer's Terms and Conditions (if applicable):
1. The Offer is not valid on public holidays and eves, festive days and eves and black-out days such as Valentine's Day, Mother's Day, Father's Day and etc (unless otherwise specified).
2. The Offer is valid for dine-in food only. Advance booking is required. The Eligible Cardholder must indicate that the bill will be settled using an Eligible Card (as defined under clause 2 of the General Terms and Conditions) before ordering. The Offer is not applicable to discounted set meal / dishes (unless otherwise specified).
3. The Offer is not applicable to private parties, private room dining, banquets, special functions, room services, beverages, cigarette and liquor, promotional items / menus, ticketed events, tea and condiments and 10% service charges (unless otherwise specified).
4. If any food items are sold out, Participating Merchants reserve the right to substitute such items with alternative items without prior notice.