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Deals from Other Credit Cards (2)
Standard Chartered
Expiry Date: 2023-12-31
5% cashback (no minimum spending requirement)
Smart Card Features: https://www.sc.com/hk/credit-cards/smart/#sc-lb-module-fee-and-rate-3
For more details, please refer to Standard Chartered Smart Credit Card Rewards Scheme Terms and Conditions: https://av.sc.com/hk/zh/content/docs/hk-promo-smart-tnc.pdf
Terms and Conditions of Year-round Offers 2023 (the "Promotion"):
1. Unless otherwise specified, the promotion period is valid from 1 January 2023 to 31 December 2023 (both dates inclusive) (the "Promotion Period").
2. Unless otherwise specified, to be eligible for the Promotion, cardholders ("Cardholders") are required to settle payment with credit cards issued by Standard Chartered Bank (Hong Kong) Limited (the "Bank"), including Standard Chartered credit card and its co-branded card, MANHATTAN credit card and its co-branded card, and/or Standard Chartered Multi-Currency Mastercard Debit Card, if applicable ("Eligible Cards").
3. Unless otherwise specified, Cardholders settling payment with Standard Chartered UnionPay Dual Currency Platinum Credit Card and credit cards / debit cards issued by associated companies and/or affiliates of the Bank (local and overseas) (if applicable) are also eligible for the Promotion provided that the merchants’ relevant shops accept them for payment.
4. Unless otherwise specified, the Promotion is only applicable to the outlets located in Hong Kong, designated website and/or mobile app of the respective merchants.
5. Unless otherwise specified, the Promotion irrespective of its form including but not limited to gifts, discounts or cash coupons, are not redeemable for cash, exchangeable or transferable, and cannot be used in conjunction with other promotional offers.
6. Unless otherwise specified, the Promotion is applicable to regular-priced items only and not applicable to fixed-priced, discounted, promotional, festive and designated items.
7. The Promotion, gifts or discount coupons are available on a first-come-first-served basis, while stock lasts. Any change of the Promotion will be subject to the availability at the time of patronage.
8. The Promotion may be subject to additional terms and conditions set out by the merchants, please contact respective merchants for details.
9. All photos and product information are for reference only.
10. The Promotion shall be terminated immediately upon closure of merchants or any of their outlets.
11. Cardholders understand and accept that the Bank is not the supplier of the products and/or services supplied by the merchants under or in connection with the offer(s). The Bank shall bear no liability relating to any aspect of the products and/or services, including without limitation, their quality, the supply, the descriptions of products and/or services provided by the merchants, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the promotion of the offer(s) or in making available the offer(s) or the products and/or services under the Promotion, by the merchants, theirs respective employees, officers or agents.
12. Personal data of Cardholders may be collected by the merchants and the use of such personal data shall be subject to the personal information collection statement of the merchants. The Bank is not involved in any part of the collection process nor usage of such data, please contact the respective merchants for related details.
13. The Bank and the merchants reserve the right to alter, extend, or terminate the Promotion and amend the terms and conditions at any time. In case of disputes, the decision of the Bank and the merchants shall be final and binding.
14. In case of any disputes, Cardholders are required to present the relevant original transaction document(s), sales receipt(s) and credit card sales slip(s) (if applicable) for further investigation by the Bank.
15. If there is any inconsistency or conflict between the English and Chinese versions of these terms and conditions, the English version shall prevail.
Additional Terms and Conditions for dining offer ("Dining Offer"), if applicable:
16. Unless otherwise specified, Dining Offer is not applicable to take-away items, set menu, discounted dishes, private functions, banquets, catering services, happy hours, charge for tea and condiments, pre-meal snacks and 10% service charge.
17. Cardholders are required to show their Eligible Cards to the merchants' staff before ordering the promotional dishes. For details, please enquire with the merchants' staff.
18. Unless otherwise specified, Dining Offer is not valid on public holidays, eves of public holidays, festive days, eves of festive days or black-out days as designated by merchants. Please contact respective merchants for details.
Additional Terms and Conditions for hotel accommodation offer ("Hotel Accommodation Offer"), if applicable:
19. To be eligible for the Hotel Accommodation Offer, advance booking is required and offers are subject to room availability. Cardholders are required to present the Eligible Cards upon check-in.
20. Unless otherwise specified, Hotel Accommodation Offer is subject to the prevailing service charge and government tax, and are not applicable to function room, conference room or long-stay bookings.
21. Unless otherwise specified, Hotel Accommodation Offer is not valid on public holidays, eves of public holidays, festive days, eves of festive days or black-out days as designated by merchants. Please contact respective merchants for details.
Additional Terms and Conditions of interest-free instalment offer ("Instalment Offer"), if applicable:
22. To be eligible for the Instalment Offer, Cardholders are required to spend a designated amount on one single transaction at the merchants' outlets in Hong Kong. The Instalment Offer is applicable to the Eligible Cards issued by the Bank only, not applicable to Standard Chartered UnionPay Dual Currency Platinum Credit Card and credit cards/debit cards issued by associated companies and/or affiliates of the Bank (local and overseas), if applicable.
23. By participating in any of the Interest-free Instalment Program, Cardholders are deemed to have accepted and bound by the Terms and Conditions of "Credit Card Instalment Program Cardholder Agreement / Credit Card Instalment Plan" as may be posted on the Bank's website at https://av.sc.com/hk/content/docs/hk-tnc-credit-card-instalment-plan-en.pdf from time to time.
24. The Instalment Offer may be applicable only to selected items and the instalments term may vary, depending on the items and merchants. For further details of the Instalment Offer, please contact respective merchants.
25. The Instalment Offer must be applied through the merchants at the time of purchase. Application for the Instalment Offer via the Bank after the purchase is made will not be accepted. Please contact the merchants for details.
Applicable Cards
Bank of China
Expiry Date: 2023-12-31
10% cash rebate
"Chill merchant 10% Cash Rebate" Terms and Conditions:
1. Within the Promotion Period, Eligible Customers who make retail purchases at selected local and online merchants (“Chill Merchants”) with an Eligible Credit Card ("Eligible Merchant Transactions") can enjoy a 10% cash rebate. The 10% cash rebate includes the 0.4% cash rebate from the “Unlimited 0.4% Cash Rebate” and an extra 9.6% cash rebate. For the list of Chill
Merchants, please refer to www.bochk.com/s/a/chill_en.
1.1 Eligible Transactions and eligible merchant codes shall be determined at the sole and absolute discretion of The Company. The Company has no obligation to clarify which transactions are eligible for the Promotion before the transactions are made.
1.2 Chill Merchants are defined according to the merchant names, spending categories, merchant codes and transaction types as defined by Mastercard Asia/Pacific (Hong Kong) Limited or the merchant’s acquiring bank. Only transactions supported by official payment records and made at Chill Merchants are considered as Eligible Merchant Transactions for the reward. Transactions made at designated merchants via e-wallets are not eligible for the reward. The Company reserves the right to add, amend or remove any Chill Merchants at any time.
1.3 All products, services and information related to this promotion are directly sold and supplied to customers by the merchants who are solely responsible for all related obligations and liabilities.
2. “Overseas, Online Spending and Mobile payment 5% Cash Rebate” and “Chill Merchant 10% Cash Rebate” cannot be used in conjunction. Cash rebate will be calculated based on the higher rebate ratio when an Eligible Customer fulfils the spending requirement for “Overseas, Online Spending and Mobile payment 5% Cash Rebate” and “Chill Merchant 10% Cash Rebate” at the same time.
3. For cash rebate details of “Unlimited 0.4% Cash Rebate”, “Overseas, Online Spending and Mobile payment 5% Cash Rebate” and “Chill Merchant 10% Cash Rebate” of each credit card account, please refer to the below table:
“Overseas, Online Spending and Mobile payment 5% Cash Rebate”:
- Rebate from “Unlimited 0.4% Cash Rebate”: 0.4% (Maximum rebate (HK$): Unlimited)
- Extra cash rebate of related eligible transactions: 4.6% (Maximum rebate (HK$): HK$150)
- Total rebate: 5%
“Chill Merchant 10% Cash Rebate”:
- Rebate from “Unlimited 0.4% Cash Rebate”: 0.4% (Maximum rebate (HK$): Unlimited)
- Extra cash rebate of related eligible transactions: 9.6% (Maximum rebate (HK$): HK$150)
- Total rebate: 10%
4. If a cardholder commits any dishonest or fraudulent act, the Company shall cancel the eligibility of the respective cardholder for the offer and reverse any awarded cash rebate from the related card account without prior notice. The Company also reserves the right to cancel the respective credit card account and/or take such legal actions as may be necessary.
5. The Company reserves the right to change, suspend or terminate the offer or amend the terms and conditions at its sole discretion.
6. Cardholders must retain all original transaction sales slips for reference. In case of any dispute, the Company reserves the right to request a cardholder to provide the original transaction sales slip(s) and/or such further documentation or evidence for verification at any time during or after the promotion. All sales slips and/or such further documentation submitted to the Company will not be returned.
7. No person other than the cardholder and The company will have any rights under the contracts (Rights of Third Parties) ordinance to enforce or enjoy the benefits of any of the provisions of these terms and conditions.
8. Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail and apply.
General Terms and Conditions:
1. The promotion period is from 1 April until 31 December 2023 (based on transaction date) (“Promotion Period”).
2. The promotion is only applicable to the “BOC Chill Card” (“Eligible Credit Card”) issued by BOC Credit Card (International) Co., Ltd. ("The Company") in Hong Kong. To be eligible for the offers, the BOC Chill Card Cardholder (“Eligible Customer”) must settle full payment with his/her BOC Chill Card.
3. Cash rebate reward accrual is counted on a calendar month basis, starting from the first day of the month until the last day of the month. Cash rebate awarded will be rounded to the nearest dollar where appropriate. All transactions will be counted based on the transaction date and only Eligible Transactions posted to Eligible Credit Card account within 7 days from the transaction date will be counted.
4. The cash rebate will be credited to the Eligible Credit Card account automatically within 3 months after each settlement. Only cardholders whose credit card accounts are valid and in good standing throughout the Promotion Period and at the time when the cash rebates are being awarded will be eligible for the cash rebate. In the event of termination of a credit card account, violation of the Credit Card User Agreement/Credit Card Agreement or the card account being in default, the cash rebate entitlement will be forfeited automatically forthwith.
5. Eligible Transactions of an additional card will be combined with those from the main card to calculate towards the total cash rebate under the same credit card account.
6. The cash rebate is based on the net spending amount, which means the final amount charged to the Credit Card, and the use of any discount offers and cash vouchers will not be taken into account.
7. Cash rebate is not applicable to transactions made with Alipay HK and WeChat Pay, amount redeemed under “Instant Reward” transactions, Cash Advances, Cash Before Card amounts, balance transfer amounts, autopay transactions, Octopus Add Value/Automatic Add Value transactions, instalment transactions (including but not limited to cash instalments, statement instalments, online bill payment instalments and monthly payments of merchant interest-free instalments), annual fees, finance charges, arrangement fees, payments for public utilities/bill payments (including but not limited to payments for tax, telecommunication, membership fees, educational institution fees/tuition fees or utilities bills), transactions via online banking bill payment, online payment system payments to designated merchants (including but not limited to PayPal or Alipay), purchases and/or reloads of stored value cards/gift cards or e-wallets, product/service transactions at financial/nonfinancial institutions (including but not limited to deposits, purchases of foreign currency, money transfers, speculation transactions, insurance transactions, mutual fund payments and stock monthly contribution), casino and gambling transactions, transactions for charity donations and to non-profit organisations, person to person (P2P) fund transfers via mobile device/app/electronic platforms, any other transactions without sales slips, any unauthorised transactions and any other categories as may be defined by The Company at its sole discretion from time to time.
8. The Company may from time to time at its sole discretion define the meaning of “Eligible Transactions”, designated spending categories and merchant list, with reference to Mastercard Asia/Pacific (Hong Kong) Limited for properly defining the abovementioned designated categories.
9. All fraudulent, unauthorised, unposted, cancelled or refunded transactions will be excluded from the cash rebate.
10. If an Eligible Transaction is cancelled subsequent to the offer of the cash rebate, cardholders will have to return to The Company the cash rebate being awarded. The Company reserves the right to debit the HKD card account with the cash rebate awarded without prior notice.
11. The Company will verify the transaction record to confirm the cash rebate entitlement of each cardholder. In the event of discrepancy between The Company’s record and details recorded on the credit card sales slip, The Company record shall prevail.
12. The cash rebate is meant exclusively for retail purchases and cannot be used for cash advances, settlement of financial charges or any previous outstanding balance accrued before the cash rebate is credited. The cash rebate cannot be converted into cash or exchanged for other gifts and is also not refundable and transferrable.
2023 Year Round Offer General Terms & Conditions:
1. Unless otherwise specified, all offers are applicable to:
i. BOC Credit Card, BOC Dual Currency Credit Card (including Co-branded Card, but not applicable to Private Label Card, Purchasing Card and Intown Card) bearing the BOCHK logo; and BOC ATM Card bearing the BOCHK logo and UnionPay logo issued by Bank of China (Hong Kong) Limited (“BOCHK”) (the “Eligible Credit Card and/or BOC ATM Card”), and/or
ii. Mobile payment, which refers to contactless payment made with Eligible Credit Card and/or BOC ATM Card that provisioned on a designated mobile phone or device (includes Apple Pay, Google Pay, Samsung Pay and Huawei Pay) (“Mobile Payment”). Apple Pay only applies to Eligible Credit Card (not applicable to BOC Commercial Card); Google Pay and Samsung Pay apply only to Eligible Credit Card (not applicable to BOC Commercial Card and BOC Dual Currency Credit Card) and Huawei Pay applies only to eligible BOC Dual Currency Credit Card, and/or
iii. BoC Pay, which refers to QR Code payments made with the BoC Pay mobile app. Customers must successfully bind the BoC Pay mobile app with eligible BOC Dual Currency Credit Card and/or Smart Account and/or register the Payment Account (“BoC Pay”).
2. To enjoy the offers, customers must settle payments, and/or settle payments via mobile payment, with the “Eligible Credit Card and/or BOC ATM Card”, and/or settle payments via BoC Pay.
3. Unless otherwise specified, all offers are valid from 1 January 2023 until 31 December 2023 (both dates inclusive, based on transaction date).
4. Unless otherwise specified, offers are available on site only.
5. Unless otherwise specified, BOC ATM Card only applies to specific Merchants. For details, please check with Merchants.
6. Customers can enjoy hotel accommodation privilege or beauty/health/hair care/car service offers by appointment only. Offers are subject to prevailing circumstances and availability of the relevant facility/service.
7. Unless otherwise specified, offers cannot be used in conjunction with any other discounts, discounted/fixed-price items, ticket sales events, cash coupons, gift vouchers, VIP Card or membership reward schemes, and are not applicable to sales or any other promotional offers. Please check with the respective merchants for details.
8. Offers cannot be exchanged for cash or other products and are not transferable.
9. Apart from the terms and conditions as listed in this promotion material, offers are subject to specific terms and conditions of the respective merchants. For details, please refer to the individual offer and promotion or check with respective merchants.
10. Free Gifts, samples and trial services are in limited supply and available while stocks last. Each customer can only enjoy the same offer once. Please contact the respective merchants for details.
11. Any change to the offer terms will be subject to the prevailing circumstances at the time of patronage.
12. All offers are subject to change without prior notice. BOC Credit Card (International) Ltd (the “Company”) and/or BOCHK accept no responsibility for any such change and will not notify customers separately of any such change.
13. Upon closure of a participating merchant, the relevant offer(s) shall cease immediately.
14. The Company is not the service provider of any participating merchants, any enquires or disputes should be directed to the relevant service providers. The Company and/or BOCHK accept no liability for and shall not be responsible for the quality of or any other matters relating to the food, products and services provided by the participating merchants. The participating merchants are solely responsible for all obligations and liabilities relating to the food, products and services.
15. BOCHK and/or The Company and/or the participating merchants each reserves its right to suspend, change, or terminate the offers or amend the offer terms and conditions at its sole discretion without prior notice.
16. No person other than the cardholders, the participating merchants and the Company and BOCHK will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provisions of these terms and conditions.
17. These terms and conditions shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region.
18. In case of dispute, the Company, the participating merchants and/or BOCHK reserve the right for the final decision on all matters.
19. The above products, services and offers are subject to relevant terms and conditions, please refer to relevant promotion items or enquire with the Company and/or BOCHK.
20. Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.
General Terms & Conditions of Mobile Payment and BoC Pay:
1. To enjoy the relevant offer, cardholder needs to present the relevant mobile application with the added “Eligible Credit Card and/or BOC ATM Card (if applicable)” and/or Smart Account and/or Payment Account to the cashier before payment and settle the payment successfully.
2. Offers are available at all branches of participating merchants in Hong Kong, but not applicable to online transactions (Unless otherwise specified).
3. Any unposted/ cancelled/ refunded/ falsified transactions are also excluded. Cash Voucher/ Cash Discount will be cancelled or returned along with relevant transactions.
4. Unless otherwise specified, the Cash Voucher will be given upon the completion of the transaction immediately and cannot be accumulated or deferred for future use. Each cardholder is entitled to enjoy the Mobile Payment and BoC Pay Merchant Offers once each day.
5. All the matters and disputes will be subject to the final decision of the Company and the participating merchants. In case of any disputes, the participating merchants may request cardholder to present Applicable Credit Card / BOC Card (if applicable) in physical form for verification.
6. For more details about BoC Pay, please refer to www.bochk.com/en/more/ebanking/bocpay.html.
7. Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries/regions. For compatible devices and more details about Apple Pay, please refer to www.apple.com/hk/apple-pay. Google Pay works with NFC capable Android™ devices running Android Lollipop 5.0 or higher. Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Samsung Pay only supports NFC payment. For compatible devices and more details about Samsung Pay, please refer to www.samsung.com/hk/samsungpay/#samsung-pay. Huawei Pay is a trademark of Huawei Technologies Co., Ltd and is submitted for trademark registration in China and other countries/regions. For compatible devices and more details about Huawei Pay, please visit the Huawei Pay Hong Kong website. Customers are responsible for the data charges of using and/or downloading BOCHK Mobile Application imposed by their service providers.
8. Customers are responsible for the data charges of using and/or downloading BOCHK Mobile Application imposed by their service providers.
9. Please download BOCHK Mobile Application from official application stores or BOCHK website, and ensure the search wording is correct.
10. By using BOCHK Mobile Application, the viewer agrees to be bound by the content of this disclaimer as it may be amended by BOCHK from time to time and posted to on BOCHK Mobile Application.
11. Mobile Payment Applications are the third parties’ Mobile Applications. Mobile Applications are subject to such service providers’ terms and conditions. BOCHK is not the service provider of the Mobile Applications. If customers have any enquiries or complaints to them, please directly contact the service providers. BOCHK gives no guarantee to the Mobile Applications of the service providers, or does not accept any liability arising in conjunction with the use of the Mobile Applications or the services provided by the service providers.
12. BOCHK has not reviewed or verified the information in the Third Party Mobile Applications or any materials, products or services or privacy practices posted or offered therein or thereat and shall not be in any circumstances liable for any loss (whether in negligence or otherwise) whatsoever or howsoever that you may sustain arising from the use of any information, materials, products or services or privacy practices posted or offered at the Third Party Mobile Applications. BOCHK does not or does not mean to endorse or recommend any information, materials, products or services posted or offered at the Third Party Mobile Applications. Nor shall BOCHK be liable for any inaccuracy or failure of any information, materials, products or services posted or offered at the Third Party Mobile Applications. Please read the terms and conditions and the relevant disclaimer(s) and privacy policy that may be contained in the Third Party Mobile Applications.
General Terms & Conditions on Dining Offers:
1. Unless otherwise specified, offers are applicable to dine-in only. All prices are subject to a 10% service charge (based on original price) plus charges for tea and condiments. Advance booking may be required for specific merchants.
2. Unless otherwise specified, offers are not applicable on chef promotions, special menus, catering services, room services, wine dinners, banquets, wedding, conference, private party and VIP room, special promotion events and other food and beverage in the restaurants (i.e. tobacco, cigarettes etc).
3. Offers may not be available during public holidays and festive seasons (Eve and Festive Day) such as Chinese New Year, Valentine's Day, Easter Holidays, Mother's Day, Father's Day, Mid-Autumn, National Day, Winter Solstice, Christmas Eve, Christmas Day, New Year's Eve and New Year's Day or firework display nights or other blackout dates as may be designated from time to time by the participating merchants. Please contact the respective merchants for details.
4. The above products, services and offers are bound by the relevant terms and conditions, please refer to the related marketing materials or check with the Merchant or BOCHK and/or The Company for details.
5. No person other than the customer, BOCHK and/or the Card Company and the Merchant will have any rights under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefits of any of the provisions of these terms and conditions.
6. BOCHK and/or the Card Company is not the supplier of the Merchant. Relevant products are provided by the Merchant. Any enquiries or disputes relating to the goods and services should be directed to the Merchant. BOCHK and/or the Card Company accept no liability for the quality of or any other matters relating to the goods, products and services provided by the Merchant. The Merchant and/or the providers of the services are solely responsible for all obligations and liabilities.
7. BOCHK, the Company and the Merchant reserve the right to change, suspend or cancel this Promotion or revise its terms and conditions at their discretion.
8. In case of any disputes, BOCHK, the Company and the Merchant reserve the right of final decision on all matters and disputes.
9. Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.
Applicable Cards