Remarks:
1. The above promotions are subject to Citi The Club Credit Card - General Terms and Conditions and related Clubpoints Rebate Program Terms and Conditions. The percentages of rebates and values of Clubpoints (i.e. Basic Redemption Rate) are calculated based on Clubpoint conversion ratio when using "Spend Less with Clubpoint" function on the Club Shopping Platform and redeeming HKT and Club Shopping e-Cash Voucher (i.e. currently 5 Clubpoints to HK$1), which is subject to change without prior notice, in the sole discretion of Club HKT. Subject to the Terms and Conditions of i) The Club Membership Program and ii) Club Shopping. Citibank shall not in any way be responsible or liable for any matter or dealings under The Club.
2. Earn up to 4% rebate* in Clubpoints when spending on monthly auto-bill payment with 1O1O, csl, NETVIGATOR and Now TV. Earn up to 3% plus 1% rebate* in Clubpoints when spending on Club Shopping Platform (https://shop.theclub.com.hk/ or Club Shopping App). 1% rebate* in Clubpoints is subject to a cap of 500 Clubpoints for each Principal Cardholder's The Club Account per statement cycle.
3. Earn up to 4% rebate* in Clubpoints when spending on Eligible Transactions with Citi The Club Credit Card at Designated Merchant, subject to a cap of 1,500 Clubpoints for each Principal Cardholder's The Club Account per statement cycle. Upon reaching the 1,500 limit, Cardholder can still enjoy 1% rebate* in Clubpoints on Eligible Transactions.
4. Exclusive for new Citigold Private Client and Citigold clients with Citi The Club Credit Card. Applies to time deposit booked in branch. Please reach out to your Relationship Manager/Senior Banker to find out more.
5. Applies to first 3 months to new Citigold and Citigold Private Client only.
6. Applies to HK stock purchases for new stock clients that are Citigold and Citigold Private Client only.
7. Applies to Citi Plus® client only.

- Detailed Terms and Conditions: https://www.citibank.com.hk/english/credit-cards/pdf/citi-the-club/terms-and-conditions.pdf

For detailed terms & conditions: https://assets.ctfassets.net/sytia6db7tt6/4V4HfxKamIeggh1xPSioC5/f352786482e505256705cd079c492c28/Mox_CashBack_Unlock_TnC.pdf

Remarks:
1. Each DBS Card+ user can enjoy the Offer 3 times during the promotion period.
2. Offer must be redeemed at HKTaxi on or before 14 Apr 2023 after spending.
3. Offer is subject to quota and is on a first-come, first-served basis according to the time record of the taxi fare transaction. The Bank will no longer issue any stamp when the quota is full and a quota full message will be shown on this website.
4. Payment made via Apple Pay or Google Pay is not applicable to this Promotion.

DBS Credit Card “HKTaxi 5 Rides and Get 1 Free Offer” Terms and Conditions:
1. DBS Credit Card “HKTaxi 5 Rides and Get 1 Free Offer” (the “Promotion”) is only applicable to the principal cardholders (“Cardholders”) of DBS Credit Card and Co-branded Cards (excluding Private Label Card and Business Card) (“Applicable Credit Cards”) issued by DBS Bank (Hong Kong) Limited (the "Bank").
2. The promotion period is from 19 January 2023 to 31 March 2023, both dates inclusive (“Promotion Period”).
3. To be eligible to enjoy the offer of this Promotion, Cardholders are required to fulfill all the following requirements:
a. Install the DBS Card+ mobile application (“DBS Card+”) and complete the registration of DBS Card+ account, and turn on the notification in DBS Card+ More > App & Security Settings > Push Notification > “InstaRedeem” before conducting any Eligible Transaction for participating in the Promotion. Cardholders who have already registered DBS Card+ do not need to register again;
b. Install HKTaxi mobile application (“HKTaxi”) and add the Applicable Credit Card to HKTaxi for payment;
c. Register “InstaRedeem” function at HKTaxi with the added Applicable Credit Card; and
d. Reserve taxi or select “Pay for Street-Hail” via HKTaxi and settle payment via the added Applicable Credit Card after the ride (payment made via Apple Pay or Google Pay is not applicable to this Promotion).
4. After completing the steps set out at Clause 3 above, Cardholders who complete a single transaction of HK$50 or above at HKTaxi with the Applicable Credit Card during the Promotion Period ("Eligible Transaction") will receive 1 stamp. The stamp will be displayed on the DBS Card+ “Spending” page. For every 5 stamps collected by the Cardholder, the next Eligible Transaction completed at HKTaxi with the Applicable Credit Card (i.e., the 6th ride) shall be entitled to one of the following InstaRedeem rebates (“Offer”) randomly pushed by the computer system: InstaRedeem HK$50 rebate, InstaRedeem HK$30 rebate or InstaRedeem HK$15 rebate. The 6th ride must be completed on or before 31 March 2023. Cardholders must click “OK” on the Payment Success page of HKTaxi after paying the taxi fare to receive the “InstaRedeem” notification at HKTaxi. Cardholders have to click on that notification right after receiving it to redeem the Offer at HKTaxi. If not, Cardholders can use the Offer received to set off the amount payable for that transaction via the InstaRedeem function of DBS Card+ through the Red "InstaRedeem" button revealed on the Eligible Transaction after the transaction is posted and displayed on the DBS Card+ “Spending” page. The Offer must be used on or before 14 April 2023, otherwise it will be considered as giving up the Offer.
5. Cardholders will only be awarded 1 stamp per day.
6. Each DBS Card+ user can enjoy the Offer 3 times during the Promotion Period.
7. The quota of the Offer is limited to 3,000 each calendar month, and is on a first-come-first-served basis according to the time record of the Eligible Transaction. The Bank will no longer issue any stamp when the quota is full and quota full message will be shown on DBS Website.
8. The Offer of this Promotion cannot be enjoyed in conjunction with other InstaRedeem promotion offers/reward offered by the Bank and the merchants. If a Cardholder’s spending meets the requirements of other InstaRedeem promotion offer/reward at the same time, the Bank has the right to determine which offer/reward to be awarded in respect of that spending. When the spending has already been awarded under the Offer of this Promotion, the same spending cannot be awarded again under other InstaRedeem promotions and vice versa. In case of any disputes, the Bank reserves the right of final decision.
9. The Bank has absolute discretion to determine the validity of a transaction and the eligibility of the Offer based on the details (including time and date) of the relevant transaction in the Bank’s record. If there is any discrepancy between the transaction record of a Cardholder and that of the Bank, the Bank’s record shall be conclusive.
10. Offer is only applicable to Cardholders whose Applicable Credit Card accounts are valid, not in default and in good standing (as determined by the Bank at its sole discretion) during the Promotion Period when the Offer is issued. If the status of a Cardholder’s Applicable Credit Card account is not in good standing, the Bank reserves the right to disqualify the Cardholder from participating in the Promotion and/or enjoying the Offer.
11. If there is abuse/non-compliance by the Cardholder in this Promotion, he/she cannot enjoy the Offer. The Bank will not offset the spending or where the offsetting has been affected, the Bank may debit the value from the Cardholder's account(s) without prior notice and/or take action to recover any outstanding amounts.
12. The Bank and HKTaxi App Limited may change these terms and conditions and/or modify or terminate the Promotion. In case of any dispute, the Bank and HKTaxi App Limited reserves the right of final decision.
13. The English version shall prevail if there is any inconsistency between the English and Chinese versions.

General Terms and Conditions for DBS Credit Card Offers:
1. Unless otherwise specified, the promotion offers published in this webpage ("Offers") are only applicable to the cardholders of DBS Credit Cards, DBS Co-branded Cards and DBS COMPASS VISA (excluding Business Card and Private Label Card) (“Applicable Credit Cards”) issued by DBS Bank (Hong Kong) Limited (the “Bank”) (“Cardholders”).
2. To enjoy the Offers, Cardholders are required to settle payment with the Applicable Credit Cards.
3. For Cardholders holding DBS Black American Express® Card, Offers are applicable to them only at merchants’ outlets (either physical or online) accepting American Express® Card for payment.
4. Certain Offers are not valid on public holidays, eves of public holidays, festive days, eves of festive days and black-out days as designated by the merchants. Please contact the respective merchants for details.
5. Cardholders should confirm the Offers with the respective merchants before payment. Unless otherwise specified, the Offers are only applicable to the respective merchant outlets in Hong Kong.
6. Unless otherwise specified, the Offers are applicable to regular-priced items only and not applicable to fixed-priced, discounted, consignment, promotional, festive and designated items/services. The Offers cannot be used in conjunction with other promotional offers or discounts, coupons or membership offers.
7. Advance appointment with mentioning of using the Offers during reservation may be required for specific merchants. Please call the respective merchants for details in advance.
8. Unless otherwise specified, the Offers related to dining are not applicable to take-away items, set menu, discounted dishes, room services, meetings, private functions, banquets, catering services, happy hours, charge for tea and condiments and 10% service charge.
9. All products and services are subject to availability while stocks last.
10. The prices of all products and services published in this webpage are for reference only. No notice will be made should there be any changes.
11. The Bank is not the supplier of the products/services or the description, photos or reference prices (if any) in relation to the products/services published in this webpage (which are intended to be for reference only). Any enquiry, claim or complaint in relation to the quality or availability of the products/services or the accuracy of any of the aforementioned information contained in this webpage shall be directed to the relevant merchants. The Bank shall assume no liability in respect thereof.
12. The Bank will not accept any liability for any loss incurred by Cardholders should the respective merchants refuse to provide the Offers.
13. Besides these terms and conditions, each Offer is subject to specific terms and conditions applicable to it.
14. A person who is not a party to these terms and conditions may not enforce any of their terms under the Contracts (Rights of Third Parties) Ordinance (Cap 623 of the Laws of Hong Kong).
15. The Bank and the respective merchants may change these terms and conditions and/or modify or terminate the Offers. The Bank’s and the respective merchant’s decision are final.
16. The English version shall prevail if there is any inconsistency between the English and Chinese versions.

Remarks:
1. Offer above is only applicable to the principal cardholders of DBS Black World Mastercard®.
2. Offer must be redeemed on or before 31 Jul 2023.
3. To enjoy the offer, please turn on the notification in DBS Card+ setting > Push Notification > "InstaRedeem".

“DBS Black World Mastercard® Online Spending or Travel Merchants Spending InstaRedeem 20% Off Offer” Terms and Conditions** (Revised version: extension of promotion period in clause 2 and extension of the usage period of InstaRedeem in clause 5. The revision is underlined for easy reference, other terms and conditions remain unchanged):
1. “DBS Black World Mastercard Online Spending or Travel Merchants Spending InstaRedeem 20% Off Offer” (“Promotion”) is applicable to the principal cardholders (“Cardholders”) of DBS Black World Mastercard (“Applicable Credit Card”) issued by DBS Bank (Hong 2. Kong) Limited (the “Bank”). This Promotion is not applicable to those Cardholders who choose to participate in DBS$ Cash Rebate Scheme under the DBS$ Reward Scheme.
Promotion period starts from 1 July 2022 to 30 June 2023, both dates inclusive (“Promotion Period”).
3. Before conducting any spending, Cardholders are required to install the DBS Card+ mobile application (“DBS Card+”) and complete the registration and confirmation of the DBS Card+ account and turn on the notification in DBS Card+ More > App & Security Setting > Push Notification > “InstaRedeem” before for participating in the Promotion.
4. Cardholders who spend at online or travel merchants during Promotional Period with Applicable Credit Card (“Eligible Transaction”) can enjoy the offer of InstaRedeem 20% off, by adopting a conversion rate of DBS$1 to HK$1.25 (“Offer”) through the Red “InstaRedeem” button of DBS Card+ displayed in the “Spending” function of DBS Card+ after the spending is posted. Definition of the spending at online or travel merchants is determined by the Bank at its sole discretion. For the avoidance of doubt, the following types of transactions shall not be regarded as Eligible Transaction: application fee/handling fee of Octopus Automatic Add-Value Service, monthly payment of “Card Interest-free Instalment Loan”, cash advance and relevant handling/administration fees, Balance Transfer, Flexi Cash, Call-a-loan, Funds Transfer, Fee Based Instalment, Flexi Shopping Programme, tax payment, all bill payment transactions made via Internet/JETCO/24-hour Customer Service Hotline, transactions in Hong Kong Dollars at the point of sales (in case of online transactions, the place of registration and/or settlement of the merchant) outside Hong Kong, casino chips, foreign exchange, security purchases, credit card annual fee, finance charges, late charges, reversed transactions, transaction that has been subject to cancellation, charge-back, return of goods and/or refund, purchase and/or reload of stored value cards, reload of e-wallet (including but not limited to PayMe andWeChat Pay), purchase via e-wallet (except Apple Pay, Samsung Pay, Google Pay and Alipay) or any other types of transactions as the Bank may specify from time to time.
5. All Eligible Transactions will be counted based on the post date of transaction during Promotion Period. And Cardholders should enjoy the Offer by pressing the Red “InstaRedeem” button mentioned above in DBS Card+ by 31 July 2023, otherwise Offer will be forfeited without prior notice.
6. If a Cardholder would like to set off the spending amount for the Eligible Transaction, the Bank will convert the DBS$ into HK$ amount at the rate of DBS$1 to HK$1.25 and credit the amount into the Applicable Credit Card account. Besides fully set off the spending amount, Cardholders can also choose to use DBS$ to set off part of it. Since DBS$ is in integral, after the adjustment of decimal places, Cardholders may not be able to fully set off the amount payable under certain circumstances. For avoidance of doubt, please refer to the calculation in the following examples:
Example 1:
- Spending Amount (A): HK$180
- Number of DBS$ used (B): DBS$144
- Converted at DBS$1 = HK$1.25 to set off the spending amount (C) (C = B ×1.25): HK$180
- Amount payable after set off (D) (D = A – C): HK$0
Example 2:
- Spending Amount (A): HK$0
- Number of DBS$ used (B): HK$0
- Converted at DBS$1 = HK$1.25 to set off the spending amount (C) (C = B ×1.25): HK$66.25
- Amount payable after set off (D) (D = A – C): HK$66.25
Example 3:
- Spending Amount (A): HK$83.90
- Number of DBS$ used (B): DBS$67
- Converted at DBS$1 = HK$1.25 to set off the spending amount (C) (C = B ×1.25): HK$83.75
- Amount payable after set off (D) (D = A – C): HK$0.15
7. The Offer of this Promotion cannot be enjoyed in conjunction with the offer of other “InstaRedeem” promotion offers by the Bank and the merchants. If Cardholder's spending meets the requirements of other “InstaRedeem” promotion offer at the same time, the Bank has the right to determine which offer to be awarded in respect of that spending. When the spending has already been awarded under the Offer of this Promotion, the same spending cannot be awarded again under other “InstaRedeem” promotion and vice versa. In case of any disputes, the Bank reserves the right of final decision.
8. The Bank has absolute discretion to determine the validity of a transaction and the eligibility of the Offer based on the details (including time and date) of the relevant transaction in the Bank’s record. If there is any discrepancy between the transaction record of a Cardholder and that of the Bank, the Bank’s record shall be conclusive.
9. Cardholders must retain the original transaction slips of any transactions. In case of any disputes, the Bank reserves the right to require Cardholders to submit the relevant original transaction slips, other documents or evidence for verification. The submitted transaction slips, documents and/or evidence will not be returned. If there is any discrepancy between the Bank’s record and Cardholder’s record of any transaction, the Bank’s record shall prevail.
10. Offer is only applicable to Cardholders whose Applicable Credit Card accounts are valid, not in default and in good standing (as determined by the Bank at its sole discretion) during the Promotion Period and when the Offer is issued. If the status of a Cardholder’s Applicable Credit Card account is not in good standing, the Bank reserves the right to disqualify the Cardholder from participating in the Promotion and/or enjoying the Offer.
11. Participation in the Promotion is subject to there being no abuse or non-compliance by the Cardholder, failing which the Bank will debit the values of the Offer from the Cardholder’s account without notice and/or take such action to recover any outstanding amounts.
12. The Bank may change these terms and conditions and/or modify or terminate the Promotion. The Bank’s decision is final.
13. The English version shall prevail if there is any inconsistency between the English and Chinese versions.

Terms and Conditions of BOC Chill Card “HKTaxi Offer”:
1. “HKTaxi Offer” (the “Promotion”) runs from 1 January – 28 February 2023 (both dates inclusive and based on the transaction date, the “Promotion Period”). The offers are subject to limited quotas and availability while quotas last. There will not be any prior notice if the quotas of each phase are full.
2. The Promotion is only applicable to BOC Chill Card (the “Eligible Credit Card”).
3. Cardholders are required to maintain a valid HKTaxi App (the “App”) account through a local mobile phone number and can obtain 2 HK$25 off HKTaxi Coupons (the “Coupon”) upon the first time signing up with an Eligible Credit Card as the payment method at the App .
4. In order to use the Coupon, Cardholders are required to choose to use a Coupon when booking a taxi ride or before the taxi fare payment at the App and settle the taxi fare with an Eligible Credit Card (“Eligible Transaction”).
5. During the Promotion Period, Users (the “User”) of HKTaxi (the “Merchant”) who makes single net spending of HK$100 or above with an Eligible Credit Card through the App and use the Coupon during payment settlement can enjoy the instant HK$25 off Offer (the “Offer”):
6. Each User can only redeem the Offer with the Coupon once only in each Eligible Transaction. The Offers are not applicable to split transactions and are non-transferable. Each User can receive and use 2 Coupons and is entitled to a maximum of HK$50 off during the Promotion Period.
7. Coupons are applicable to fares settled with HKTaxi Pay for Street-Hail and rides prebooked and settled via the App.
8. Unless otherwise specified, only HKD transactions will be eligible for the Offers.
9. To enjoy the Offer, customers must settle payment through the App and use the Coupon correctly at the time of transaction before payment. The Coupons will expire 30 days from the date of issuance, and the Coupon will not be re-issued once expired.
10. A total quota of 5,000 during the entire Promotion Period is available on a first-come-first-served basis while stocks last. The quotas are calculated based on the computer record of BOC Credit Card (International) Limited (the “Company”) and the Merchant.
11. Unless otherwise specified, offers cannot be exchanged for cash, other products, services, discounts or other offers, nor be transferred or used in conjunction with other special promotions, discounts or promotional coupons.
12. The Company and the Merchant will not accept any liability if the customer cannot enjoy the Offers due to their own actions (for example, Coupon expired).
13. Please refer to the terms and conditions of the specific product page before the usage of the Coupon.
14. The Company will determine the eligibility of customers to participate in this Promotion as well as verify the transactions based on the Company's records.
15. Should there be any illegal or fraudulent act committed by a customer, Bank of China (Hong Kong) Limited (“BOCHK”) / the Company/ the Merchant has the right of forfeiture of a customer’s eligibility to participate in this Promotion and reserves the right to take legal action in such instances.
16. The status of the customer’s credit card accounts and BoC Pay accounts must be valid, normal and in good credit in order to be eligible for this Promotion. In the event of violation of the Card User Agreement Credit Card User Agreement or Credit Card Agreement, termination of the accounts, overdue payment or in bad credit record, BOCHK/ the Company/ the Merchant has the right of forfeiture of a customer’s eligibility to participate in this Promotion without prior notice.
17. Customer must keep and submit the relevant original credit card payment slips and/or other documents in respect of the transactions for verification upon request by the Company. All documents submitted will not be returned.
18. The following types of transactions shall not fall under the scope of Eligible Transaction:
a. Any transactions that are subject to cancellation, charge-back, return of goods and/or refund;
b. Any autopay, instalment, or bill payment transactions;
c. Transactions made via any third party or e-Wallet payment methods (including but not limited to Apple Pay, Google Pay, Samsung Pay, Alipay HK, BoC Pay, WeChat Pay, PayPal, Payme, Atome, etc.), e-Wallet top-ups and Octopus Automatic Add-Value Service;
d. All unposted/ cancelled/ refunded/ falsified/ unauthorised transactions;
e. Any other type of transaction as determined by the Company from time to time.
19. The Merchant mobile app is Third-Party mobile application. Use of the Merchant mobile app is subject to such service providers’ terms and conditions. BOCHK and/or the Company are not the service provider of the Merchant mobile app. If customers have any enquiries or complaints relating to the Merchant mobile app, please directly contact the Merchant. BOCHK and/or the Company gives no guarantee to the Merchant mobile app, and does not accept any liability arising in conjunction with the use of the Merchant mobile app or the services provided.
20. The Company has not reviewed or verified the information in the third parties’ Mobile Applications or any materials, products, services or privacy practices posted or offered therein or thereat, and shall not be under any circumstances liable to any loss (whether in negligence or otherwise) whatsoever or howsoever that customers may sustain arising from the use of any information, materials, products, services, or privacy practices posted or offered by the third parties’ Mobile Applications. The Company does not mean to endorse or recommend any information, materials, products or services posted or offered at the third parties’ Mobile Applications. The Company shall not be liable for any inaccuracy or failure of any information, materials, products or services posted or offered at the third parties’ Mobile Applications. Please read the terms and conditions and the relevant disclaimer(s) and privacy policy that may be contained in the third parties’ Mobile Applications.
21. Customers are responsible for the data charges of using and/or downloading the BOCHK mobile application, Third Party mobile application imposed by their service providers.
22. These terms and conditions of the Promotion are governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region.
23. No person other than the customer, the Merchant, BOCHK and/or the Company will have any rights under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefits of any of the provisions of these terms and conditions.
24. BOCHK and/or the Company are not the service providers of the Merchant and / or the service provided. BOCHK and/or the Company accept no liability for the services. Any enquires, opinions, claims, complaints or disputes regarding the services should be directed to the Merchant and /or relevant service provider. BOCHK and/or the Company accept no liability for and shall not be responsible for the service quality of or any other matters relating to the services provided by the Merchant or the service provider and does not accept any liability arising in conjunction with the service provided. The Merchant and/or the service provider of the services are solely responsible for all obligations and liabilities relating to the service.
25. BOCHK and/or the Company and/or the Merchant reserve the right to amend, suspend or cancel the Promotion or its terms and conditions and the right of final decision on all matters and disputes.
26. In case of dispute, BOCHK and/or the Company and/or the Merchant reserve the right of final decision on all matters.
27. All information and images are for reference only.
28. Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.

“Chill merchant 10% Cash Rebate” Terms and Conditions：
1. Within the Promotion Period, Eligible Customers who make retail purchases at selected local and online merchants (“Chill Merchants”) with an Eligible Credit Card ("Eligible Merchant Transactions") can enjoy a 10% cash rebate. The 10% cash rebate includes the 0.4% cash rebate from the “Unlimited 0.4% Cash Rebate” and an extra 9.6% cash rebate. For the list of Chill Merchants, please refer to www.bochk.com/s/a/chill_en.
1.1 Eligible Transactions and eligible merchant codes shall be determined at the sole and absolute discretion of The Company. The Company has no obligation to clarify which transactions are eligible for the Promotion before the transactions are made.
1.2 Chill Merchants are defined according to the merchant names, spending categories, merchant codes and transaction types as defined by Mastercard Asia/Pacific (Hong Kong) Limited or the merchant’s acquiring bank. Only transactions supported by official payment records and made at Chill Merchants are considered as Eligible Merchant Transactions for the reward. Transactions made at designated merchants via e-wallets are not eligible for the reward. The Company reserves the right to add, amend or remove any Chill Merchants at any time.
1.3 All products, services and information related to this promotion are directly sold and supplied to customers by the merchants who are solely responsible for all related obligations and liabilities.
2. “Overseas, Online Spending and Mobile payment 5% Cash Rebate” and “Chill Merchant 10% Cash Rebate” cannot be used in conjunction. Cash rebate will be calculated based on the higher rebate ratio when an Eligible Customer fulfils the spending requirement for “Overseas, Online Spending and Mobile payment 5% Cash Rebate” and “Chill Merchant 10% Cash Rebate” at the same time.
3. For cash rebate details of “Unlimited 0.4% Cash Rebate”, “Overseas, Online Spending and Mobile payment 5% Cash Rebate” and “Chill Merchant 10% Cash Rebate” of each credit card account, please refer to the below table:
“Overseas, Online Spending and Mobile payment 5% Cash Rebate”:
- Rebate from “Unlimited 0.4% Cash Rebate”: 0.4% (Maximum rebate (HK$): Unlimited)
- Extra cash rebate of related eligible transactions: 4.6% (Maximum rebate (HK$): HK$150)
- Total rebate: 5%
“Chill Merchant 10% Cash Rebate”:
- Rebate from “Unlimited 0.4% Cash Rebate”: 0.4% (Maximum rebate (HK$): Unlimited)
- Extra cash rebate of related eligible transactions: 9.6% (Maximum rebate (HK$): HK$150)
- Total rebate: 10%
4. If a cardholder commits any dishonest or fraudulent act, the Company shall cancel the eligibility of the respective cardholder for the offer and reverse any awarded cash rebate from the related card account without prior notice. The Company also reserves the right to cancel the respective credit card account and/or take such legal actions as may be necessary.
5. The Company reserves the right to change, suspend or terminate the offer or amend the terms and conditions at its sole discretion.
6. Cardholders must retain all original transaction sales slips for reference. In case of any dispute, the Company reserves the right to request a cardholder to provide the original transaction sales slip(s) and/or such further documentation or evidence for verification at any time during or after the promotion. All sales slips and/or such further documentation submitted to the Company will not be returned.
7. No person other than the cardholder and The company will have any rights under the contracts (Rights of Third Parties) ordinance to enforce or enjoy the benefits of any of the provisions of these terms and conditions.
8. Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail and apply.

General Terms and Conditions:
1. The promotion period is from now to 31 March 2023 (based on transaction date) (“Promotion Period”).
2. The promotion is only applicable to the “BOC Chill Card” (“Eligible Credit Card”) issued by BOC Credit Card (International) Co., Ltd. ("The Company") in Hong Kong. To be eligible for the offers, the BOC Chill Card Cardholder (“Eligible Customer”) must settle full payment with his/her BOC Chill Card.
3. Cash rebate reward accrual is counted on a calendar month basis, starting from the first day of the month until the last day of the month. Cash rebate awarded will be rounded to the nearest dollar where appropriate. All transactions will be counted based on the transaction date and must be posted on the same month. All unposted transactions will be calculated the rebate based on the posting month.
4. The cash rebate will be credited to the Eligible Credit Card account automatically within 3 months after each settlement. Only cardholders whose credit card accounts are valid and in good standing throughout the Promotion Period and at the time when the cash rebates are being awarded will be eligible for the cash rebate. In the event of termination of a credit card account, violation of the Credit Card User Agreement/Credit Card Agreement or the card account being in default, the cash rebate entitlement will be forfeited automatically forthwith.
5. Eligible Transactions of an additional card will be combined with those from the main card to calculate towards the total cash rebate under the same credit card account.
6. The cash rebate is based on the net spending amount, which means the final amount charged to the Credit Card, and the use of any discount offers and cash vouchers will not be taken into account.
7. Cash rebate is not applicable to transactions made with Alipay HK and WeChat Pay, amount redeemed under “Instant Reward” transactions, Cash Advances, Cash Before Card amounts, balance transfer amounts, autopay transactions, Octopus Add Value/Automatic Add Value transactions, instalment transactions (including but not limited to cash instalments, statement instalments, online bill payment instalments and monthly payments of merchant interest-free instalments), annual fees, finance charges, arrangement fees, payments for public utilities/bill payments (including but not limited to payments for tax, telecommunication, membership fees, educational institution fees/tuition fees or utilities bills), transactions via online banking bill payment, online payment system payments to designated merchants (including but not limited to PayPal or Alipay), purchases and/or reloads of stored value cards/gift cards or e-wallets, product/service transactions at financial/non-financial institutions (including but not limited to deposits, purchases of foreign currency, money transfers, speculation transactions, insurance transactions, mutual fund payments and stock monthly contribution), casino and gambling transactions, transactions for charity donations and to non-profit organisations, person to person (P2P) fund transfers via mobile device/app/electronic platforms, any other transactions without sales slips, any unauthorised transactions and any other categories as may be defined by The Company at its sole discretion from time to time.
8. The Company may from time to time at its sole discretion define the meaning of “Eligible Transactions”, designated spending categories and merchant list, with reference to Mastercard Asia/Pacific (Hong Kong) Limited for properly defining the above-mentioned designated categories.
9. All fraudulent, unauthorised, unposted, cancelled or refunded transactions will be excluded from the cash rebate.
10. If an Eligible Transaction is cancelled subsequent to the offer of the cash rebate, cardholders will have to return to The Company the cash rebate being awarded. The Company reserves the right to debit the HKD card account with the cash rebate awarded without prior notice.
11. The Company will verify the transaction record to confirm the cash rebate entitlement of each cardholder. In the event of discrepancy between The Company’s record and details recorded on the credit card sales slip, The Company record shall prevail.
12. The cash rebate is meant exclusively for retail purchases and cannot be used for cash advances, settlement of financial charges or any previous outstanding balance accrued before the cash rebate is credited. The cash rebate cannot be converted into cash or exchanged for other gifts and is also not refundable and transferrable.