Remarks:
1.Cardholder will only be awarded 1 stamp per day.
2. The 6th Eligible Transaction must be completed on or before the last day of each calendar month and Cardholders must press the red button mentioned above to redeem the Offer and deduct HK$25 of the amount payable for that spending on or before the 4th day of the next calendar month. When the red “InstaRedeem” button on the Timeline of DBS Card+ disappears after the expiration date, Cardholders will be deemed to have forfeited the Offer automatically. The Bank will not make any special arrangements and any forms of compensation.
3. 10,000 quota is set for the HK$25 “InstaRedeem” amount to be issued per calendar month during the Promotion Period on a first-come, first-served basis.

DBS“I Love Coffee Offer” Terms and Conditions:
1. DBS “I Love Coffee Offer” (the “Promotion”) is applicable to the principal cardholders (“Cardholders”) of DBS Credit Cards and Co-branded Cards (excluding Private Label Cards and Business Cards) (“Applicable Credit Cards”) issued by DBS Bank (Hong Kong) Limited (the “Bank”). This Promotion is not applicable to supplementary cardholders.
2. The promotion period is from 1 January 2022 to 31 December 2022, both dates inclusive (“Promotion Period”).
3. To participate in the Promotion, Cardholders must download DBS Card+ mobile application (“DBS Card+”), successfully register DBS Card+ account and enable the “InstaRedeem” push notification of DBS Card+.
4. During the Promotion Period, Cardholders who complete a single transaction of HK$25 or above at any of the coffee shops in Hong Kong (only applicable to physical shops, including but not limited to the purchase of coffee, drinks and deli, in-app and online purchase is excluded) as designated by the Bank (“Designated Coffee Shops”, as detailed in the list at go.dbs.com/hk-coffeeoffer-en) with the Applicable Credit Card ("Eligible Transaction") will receive 1 stamp. The stamp will be displayed on the Timeline of DBS Card+. For every 5 stamps collected by the Cardholder, the next Eligible Transaction (“6th Eligible Transaction”) and displayed on the Timeline of DBS Card+ will enclose a red button of HK$25 “InstaRedeem” amount (“Offer”). Cardholder can click the red button to use the Offer to off-set HK$25 of the amount payable for that spending. To enjoy the above Offer, the 6th Eligible Transaction must be completed on or before the last day of each calendar month and Cardholders must press the red button mentioned above to redeem the Offer and deduct HK$25 of the amount payable for that spending on or before the 4th day of the next calendar month. When the red “InstaRedeem” button on the Timeline of DBS Card+ disappears after the expiration date, Cardholders will be deemed to have forfeited the Offer automatically. The Bank will not make any special arrangements and any forms of compensation.
5. Eligible Transactions completed via e-Wallets (except Apple Pay, Google Pay or Samsung Pay) are not applicable to this Promotion.
6. Cardholders will only be awarded 1 stamp per day. Stamps collected within each calendar month during the Promotion Period cannot be carried forward to the next calendar month. All stamp record will be reset and recalculate in each calendar month.
7. Each DBS Card+ user can enjoy the Offer up to 3 times in each calendar month during the Promotion Period. The Offer entitled by the Cardholders shall be determined by the Bank at its sole discretion based on the Bank’s record. If there is any discrepancy between the record held by the Cardholders and that held by the Bank, the Bank’s record shall be conclusive and binding on the Cardholders.
8. 10,000 quota is set for the Offer to be issued per calendar month during the Promotion Period on a first-come, first-served basis. When the quota of a calendar month is full, the Bank will no longer issue any stamp in that calendar month.
9. If Cardholder’s Eligible Transaction meets the Offer requirements of other “InstaRedeem” promotion at the same time, the Bank has the right to determine which Offer to be awarded in respect of the Eligible Transaction. When the Eligible Transaction has already been awarded under other “InstaRedeem” promotion, such Eligible Transaction cannot be awarded with the Offer again under this Program and vice versa. In case of any disputes, the Bank reserves the right of final decision.
10. Offer is only applicable to Cardholders whose Applicable Credit Card accounts are valid, not in default and in good standing (as determined by the Bank at its sole discretion) during the Promotion Period and when the Offers is issued. If the status of a Cardholder’s Applicable Credit Card account is not in good standing, the Bank reserves the right to disqualify the Cardholders from participating in the Promotion and/or enjoying the Offer.
11. The Bank may make changes to the list of Designated Coffee Shops (detailed in the list at go.dbs.com/hk-coffeeoffer-en) at any time without notice.
12. The Bank is not the supplier of the products/services and the description, photos or reference price (if any) in relation to the products/services, which are not provided by the Bank and intended to be for reference only. Any enquiry, claim or complaint in relation to the quality or availability of the products/services or the accuracy of any of the aforementioned information contained on this marketing material shall be directed to the participating supplies. The Bank shall assume no liability in respect thereof.
13. Participation in the Promotion is subject to there being no abuse or non-compliance by the Cardholder, failing which the Bank will debit the values of the Offer from the Cardholder’s account without notice and/or take such action to recover any outstanding amounts.
14. The Bank may change these terms and conditions and/or modify or terminate the Promotion. The Bank’s decision is final.
15. The English version shall prevail if there is any inconsistency between the English and Chinese versions.

General Terms and Conditions for DBS Credit Card Offers:
1. Unless otherwise specified, the promotion offers published in this webpage ("Offers") are only applicable to the cardholders of DBS Credit Cards, DBS Co-branded Cards and DBS COMPASS VISA (excluding Business Card and Private Label Card) (“Applicable Credit Cards”) issued by DBS Bank (Hong Kong) Limited (the “Bank”) (“Cardholders”).
2. To enjoy the Offers, Cardholders are required to settle payment with the Applicable Credit Cards.
3. For Cardholders holding DBS Black American Express® Card, Offers are applicable to them only at merchants’ outlets (either physical or online) accepting American Express® Card for payment.
4. Certain Offers are not valid on public holidays, eves of public holidays, festive days, eves of festive days and black-out days as designated by the merchants. Please contact the respective merchants for details.
5. Cardholders should confirm the Offers with the respective merchants before payment. Unless otherwise specified, the Offers are only applicable to the respective merchant outlets in Hong Kong.
6. Unless otherwise specified, the Offers are applicable to regular-priced items only and not applicable to fixed-priced, discounted, consignment, promotional, festive and designated items/services. The Offers cannot be used in conjunction with other promotional offers or discounts, coupons or membership offers.
7. Advance appointment with mentioning of using the Offers during reservation may be required for specific merchants. Please call the respective merchants for details in advance.
8. Unless otherwise specified, the Offers related to dining are not applicable to take-away items, set menu, discounted dishes, room services, meetings, private functions, banquets, catering services, happy hours, charge for tea and condiments and 10% service charge.
9. All products and services are subject to availability while stocks last.
10. The prices of all products and services published in this webpage are for reference only. No notice will be made should there be any changes.
11. The Bank is not the supplier of the products/services or the description, photos or reference prices (if any) in relation to the products/services published in this webpage (which are intended to be for reference only). Any enquiry, claim or complaint in relation to the quality or availability of the products/services or the accuracy of any of the aforementioned information contained in this webpage shall be directed to the relevant merchants. The Bank shall assume no liability in respect thereof.
12. The Bank will not accept any liability for any loss incurred by Cardholders should the respective merchants refuse to provide the Offers.
13. Besides these terms and conditions, each Offer is subject to specific terms and conditions applicable to it.
14. A person who is not a party to these terms and conditions may not enforce any of their terms under the Contracts (Rights of Third Parties) Ordinance (Cap 623 of the Laws of Hong Kong).
15. The Bank and the respective merchants may change these terms and conditions and/or modify or terminate the Offers. The Bank’s and the respective merchant’s decision are final.
16. The English version shall prevail if there is any inconsistency between the English and Chinese versions.